Dilan

KERALA STATE BACKWARD CLASSES DEVELOPMENT CORPORATION LIMITED ( A Government of Kerala Undertaking ) 3100/P1/2017/KSBCDC Ä ðä : 15/07/2017 öû òû Øû 26/2017 ó õð«: 5 òè«ñ œð» ˆø ò ¾ ö ð«ä ù ý ó ð œ œèˆþ SLPSC~ð Ð œñ ŠÃ ð ö»û ¼Ä ö«ü µ ö : öû òû Øû 01/2017~18. 5 òè» ˆø ò ¾ ö ð«ä ù ý ó ð œ œèˆþ œñ ŠÃ ¼Ä ö öû òû ±œˆ ñ«slpsc ñ œ ˆ Ä» ð ¾Ä Ã. SLPSC~ð Ð œñ ŠÃ ð ö»û Ð ¼ ò œèˆþ óù±ä œñ ô š ˆ Ð Äð «óô» ð ñ ˆþ ƒþ Ð Äð «ö»û Ð ¼Ä ý œ :ö»û à û Àô Ð ¼ Ì Ä ó ôõ«òó ò ¾Ä ð ±ôúð ý ñ ¼. Ð ö ñ ý SLPSC~ð Ð œñ ŠÃ ð ð œè ö»û ¼Ä ö«ü µ ó Ð û ¼» ûšê û Àô¹þ œ ú Ð ó ¼. 1) ö ð«ä ù ý óô ûï«ó «ó ¹ ¼Ä ¾ œúä ù ˆ ó ô» 𠱜 ˆ Ð ú û œè ð Ð «ö»û ÙÄ Ã. ±œ ˆ Ð ú û ý Ä ù úð ¼ ó ô «ô¹þ ƒ Ù¼ ƒú óñ ÙÄ Ã. (a) ö«ñ«ÿˆ Ê ó Ÿ ö ð Š Ä, ö ÆÄ ˆ œñ Ñ «/» üœñ ð«ä й ð ó ô «ô¹þ. (b) Ð ò ü ƒ Àô ¼ œúä ð Ð ó ô «ô¹þ. (c) œúä Ð ò ü ƒ Àô ¼ ±œ ôó «, Ä Ê ð Äð «. (d) œúä ð óô» ð ð±é~ð ±ÉÄñ ö»±š ˆþ, ƒœˆñã¹þ ƒþ Ðð ¾» òš òó ˆþ. (e) œúä ð óô» 𠱜óû» òš «. (f) œúä òó «, š Š»» ûšê¹ø «. (g) ó œã ö š Ĉþ (h) ƒýœ¼«ó ÄñÃ«à ¼Ä ¾» ûšê¹þ. (i) œúä Ð ð ý òÿ ¼ ò Ÿ«ˆÃ Ä ö«ü µ ±œä È Ä òüö õ «, ±œ & ò ö ªÙ «. (j) ˆ õ ø Í»Ê. (k) œúä ð Ð ò ŸÈ»Ä ó òð ñ ¼Ä ¾ ö ˆˆþ ( œ œ ñ, DSCR, IRR, Breakeven period Ä Ð¹ ðó). 2) ±œ ˆ Ð ú û ±œˆ ñ» ¾ œúä òó,» òš òó «±œóû» òš ó» ð ¾ œ Ä«, ¼ ó ó òð ñ ô ð üö ˆø Ð ó óìˆþ ö Ä» ð œúä òó Ê 95% Ä ˆð «(Š à Ÿ ˆ Ä ó Ä» ð 5% ù ˆ) ó ð œð ð ó ü ˆù 𻼠ƒú ÙÄ «, œè«š ˆ» ð óô» ð Ä ˆð Ð ±ö Äö ±œ ˆ Ð ú û ý ó ˆ Ä» ð Ù¼ ƒú óñ ÙÄ» Ã. Contd..2 Regd. Office: T.C. 27/588 (7) & (8), Sentinel, 2 nd Floor, Pattoor,Vanchiyoor P.O., Thiruvananthapuram- 695 035 Phone: 0471-2577550. Fax: 0471-2577539. E Mail : ksbcdc@gmail.com Web : www.ksbcdc.com Freedom from poverty and backwardness

2) ±œ ˆ Ð ú û ý ó ð œ Ä ñ µðó ˆÃ ð ñ ¼Ä òó ý ªÐ Ð ¼ œò ô ñ Êð «, Ä ñ µðó ˆ ò óš ð Ðð «Ð Ì ò ü ƒú óñ ÙÄ Ã. 3) œúä óô» ð ð±é ö»±š ˆþ,» ƒœˆñã¹þ, ûã µú ˆþ Ä Ð¹ ðó ó ¹ ü ƒ Àô ¼ Ì œ ý ¼ ¾ GST ñ ö ±Ðõü Øû ñ Ð ð ø ü ó ð ö /ˆ õü ö»û ÙÄ Ã. ü ó ð ö Ê š ˆ ñ ˆÄ œñ ô š µ ƒú óñ ÙÄ Ã. 4) œúä ð Ð Ÿ Š» ð ûã õ «Š, Ê ñ ðû óû ƒþ Ðð ¾ û½ à ±œóû ¹þ Ð ¼œÈ«±œö Ä Ä ±œó ð Ð Í» ñ òöüö Ó ðû ö È Ð ö»û ÙÄ Ã. 5) ûà õ Ð ó Ÿ ö/ö ÆÄ ˆ ð Š Ä óô» ¾ ö«ñ«ÿ» ÃÆ ý Ü ð Š Ä öû Ê œˆû œè ð Ð «ö»û ÙÄ Ã. 6) ö«ñ«ÿ«ñ«ÿ Àô ¼ Ìò«ö³ûô µ ±œ» ˆ ó òð ñ ý Ð ÙÄ Ã (Pre~sanction Inspection). 7) œúä»ä òÿ» ð ôõ ±Ä «ö«ü µ ñ ˆþ ñ ð ý»ä ð ˆ «. ¼ ý œè ð Ð óö Ä ó Ê ó ò ûãåð«ð ð ñ œèˆü ñ ¼œÈ«œÚÄ ð óô» ð Ä ˆ ó ¼Ä Ä œñ œ Ä» ü ƒú óñ ÙÄ Ã. 8) ±œ ˆ Ð ú û ú µ ¾ ó òð ñ ò Êð «Pre~sanction Inspection~ ò ˆ Ù ò ˆø Ð Ð Ì ò «. DLPSC/SLPSC œèˆ» ð ˆ Ð ù Ð ÙÄ «, œèˆ Ê ±œ ó à «, œúä ð ð Äñ ºÐ Ìò Ê ð Ä, œúä ð Ð ö ÆÄ ˆ/ó œã ö š Ĉþ, ò ŸÈ»Ä Ä Ð¹ ð Ј¹þ ˆ Ð œ±š µ ƒ Ä ð Ä ñ» «ˆ ¾ÙÄ» Ã. 9) SLPSC~ð Ð œñ ŠÃ ð ð ô œ ûô à ¼ œèˆþ Ä ù ˆ Ð ñ ¼ ñ ˆþ ö Ä«PDF ñ œ ò ¾ ðò ð ~»ð ý àùä Ã. i) ó ð œ œèð Ð 4 œ ˆø Ð œˆû. ii) œèˆü ö»û µ Ö Ä» Ä ˆð ò ¾ ±œ ˆ Ð ú û. iii) Pre~sanction üö œˆ õü ú û iv) ƒ Ä» ð ô œ ûô ö Ä««Š¹ø «DLPSC/SLPSC ð Š» ö. v) ûã õ «Š, Ê ñ ðû óû ƒþ Ðð ¾ û½ à ±œó ˆø Ð òöüö Õ ðû ö È Ð ð Í». 2

vi) ð±é ö»±š ˆþ,» ƒœˆñã¹þ, ûã µú ˆþ Ä Ð¹ ðó ó ¹ ü ƒ Àô ¼ Ì œ ý ¼ ¾ GST ñ ö ±Ðõü Øû ñ Ð ð ø ü ó ð ö /ˆ õü vii) ó Ÿ ö ð Š Ä/ö ÆÄ ˆ œñ Ñ «óô» ¾ ö«ñ«ÿ¹þ Ä Äø ð ¼ ñ ˆþ. viii) š û ˆ û Ê œˆû. ix) High Value Loan Appraisal ú«. High Value Loan Appraisal Form, Pre~sanction Inspection Report ¼ óð Ð û» ˆþ Ü» 𠃾ð «à ¼.»ý û Àô¹þ ƒðü ±œ ý Ð ý óñ ¼Ä «, óð Ð œ ò «/ƒœ» û» ñ «ƒú ÙÄ» Ã. SLPSC~ ö»û ¼ œèˆ ø Ð Ä ð ð ñ ˆþ ƒ¾ð «à ¼Ä ¾ ƒ ñó Ä «/ƒœ» û» ñ ý ˆ õ œ Ä» ð ñ ¼Ä «, Ä ó ñ Ú» ð ö»û ¼ œèˆþ œñ ŠÃ ¼Ä ¼ «ú ð ¼.» «Š ðúˆ Ðû ö ˆû ó : /ƒœ» û» û ˆ. ö..ö..ö. œˆû : 1) úý» û» û, ö 2) ˆØ ö±ˆ ú 3) ö» û» û 4) ö ðû ˆ ö ˆ ó ö ÍÊ 5) ö Í ö ±Ð û 6) ˆñ Äü ðý 3

KERALA STATE BACKWARD CLASSES DEVELOPMENT CORPORATION LTD DLPSC/SDLPSC MEETING HIGH VALUE LOAN APPRAISAL FORM District/Sub District: Date 1. Name of Applicant : 2. Date of submission of Application : 3. Address : 4. Qualifications : 5. Caste : 6. Religion : 7. Annual Income : 8. Experience relevant to the scheme : 9. Name of the Project : 10. Location : 11. Project Cost as per Project Report Item Amount Land Building Machinery Other Fixed Assets Working Capital Others Total 12. Project Cost Assessment by the DLPSC Item Amount Land Building Machinery Other Fixed Assets Working Capital Others Total

13. Profitability parameters Item Value Remarks 1. Break Even Point 2. Pay Back Period 3. IRR 4. Others Specify 14. Means of financing recommended by the DLPSC Item Own Capital Loan from KSBCDC Amount Loan from other agencies Total 15. Market Potential/ Technical Feasibility Assessment: 16. Recommendation of DLPSC I. Recommended to sanction loan amount of (Rupees ) under NBCFDC / NMDFC Self Employment Scheme as per terms and conditions of sanctioning of loan. II. KSBCDC Loan of. shall be installments as per the details given below a. 1 st installment. for b. 2 nd installment. for c. 3 rd installment for d. 4 th installment for 17. Rate of Interest 18. No. of installments (EMI) 19. Loan application rejected due to the following reasons. a. Project not viable b. Applicant not competent c. Inadequate Source of finance d. Others (Specify). Assistant Assistant Manager District/Sub District Manager

KERALA STATE BACKWARD CLASSES DEVELOPMENT CORPORATION LTD Pre-Sanction Inspection Report District/Sub District : Date of Inspection: 1. Name of the Loanee : 2. Address : 3. Name of the project : 4. Eligibility Criteria a) Age : b) Caste : c) Religion : d) Annual Income : 5. Competency of the Promoter to implement the Project a. Educational Qualification : b. Technical Qualification if any : c. Present wage employment/self Employment if any, give details : d. Experience relevant to the scheme : e. Technical and Marketing knowledge of the Promoter about the proposed project : 6. Location and its suitability to the project : 7. Market Potential & Opportunities 8. Marketing Arrangements/tie- ups etc :

9. Capability of the promoter to raise his/her share in the project 10. Details of financial arrangements, if any with other Financial Institutions for availing Cash credit/working capital loan 11. Preliminary arrangements done, if any by the Promoter for implementing the projects 12. If Land Security documents submitted, (a) Whether Plot visited & boundaries inspected (b) Assessment about the marketability of the land Recommendation of the Inspecting Officer Name, Designation and Signature of the Inspecting Officer