AH$mCÝQ> ImobZo H$m $m J a-ì {³V BH$mB m Ho$ {be (H $n m $m H$mo ñnï> Ajam ^a. Bg $m H$mo erz Ûmam n T>m Am a EH$ ñh $Za Ho$ JwOmam OmEJm.) H $n m g^r Amdí H$ {ddaum H$mo ñnï> Ajam ^a. Ohm bmjy hmo H$m {ZemZ bjme. *A{Zdm {hñgo The term RBL Bank or the Bank shall mean The Ratnakar Bank Limited. /h EVX²Ûmam Ama ~r Eb ~ H$ {b. go AZwamoY H$aVm hÿ / H$aVo h {H$ AnZr emim oam/h mam AH$mCÝQ> Imob. BH$mB H$ñQ> a AmB S>r New ( m OyXm J«mhH$ Ho$ {be) *BH$mB H$m {ddau *Zm ñwmnzm H$s {V{W D D M M Y Y Y Y ñwmnzm H$m Xoe n Z/OrAmB Ama Z. $m 60/6 hm Zht D D M M Y Y Y Y AmdoXZ H$s {V{W If PAN not available *g mooz nmq> Za{en 2 àmbdoq> {b. 3 gånyu ñdm{ Ëdm{YH$mar 4 npãbh$ {b. 5 npãbh$ go³q>a 6 EM ye $ 7 Q >ñq> ³b~ gmogm Q>r Egmo{eEeZ ñq>oqw>q>ar ~m S>r EbEbnr AÝ (AJa "AÝ ' hmo Vmo ~ H$ H$s Ho$dmB gr nm {bgr Ho$ AZwgma ^a. 8 9 0 2 3 *B S>ñQ >r H$m àh$ma Ý w $³M[a J 2 H $ñq >³eZ 3 EZ~rE $gr 4 Zm Z-àm { $Q> Am J}ZmBOoeZ 5 mbh«$mo E Q>aàm OoµO 6 AÝ (AJa "AÝ ' hmo Vmo ~ H$ H$s Ho$dmB gr nm {bgr Ho$ AZwgma ^a. *dm{f H$ Q>Z Amoda 0-5 bmi 2 5-0 bmi 3 0-25 bmi 4 25 bmi - H$amo S> 5-5 H$amo S> 6 5-50 H$amo S> 7 50-00 H$amo S> 8 >00 H$amo S> (Avg. income for corp.) *nvo H$m {ddau àmw{ H$Vm àmßv S>mH$ nvm *nvm bmbz nvm bmbz 2 nvm bmbz 3 *amá *Xoe {nz H$moS> gånh $ {ddau Xoe H$moS> EgQ>rS>r H$moS> µ $moz Z. E³gQ> ez $³g Z. B - ob AmB S>r a{oñq>s> nvm *nvm bmbz nvm bmbz 2 nvm bmbz 3 S>mH$ nvo Ho$ g mz *amá *Xoe {nz H$moS> gånh $ {ddau Xoe H$moS> EgQ>rS>r H$moS> µ $moz Z. E³gQ> ez $³g Z. B - ob AmB S>r *nmq> Za/S>m ao³q>a/q >ñq>r/h$vm /A{YH $V hñvmjar Ho$ {ddau Zm nxzm H$ñQ> a AmB S>r Z. (AJa m OyXm J«mhH$ hm ) *eha *eha 2 3 4 S>m ao³q> ~ qh$j M Zb AZwamoY EgE Eg ~ qh$j B Q>aZoQ> ~ qh$j µ $moz ~ qh$j S>o{~Q> H$mS> (H $n m H$m nm}aoq> B Q>aZoQ> ~ qh$j $m ^a ) ( o gw{dyme Ho$db CZ AH$mCÝQ²>g H$mo CnbãY h {OZH$m g MmbZ mü EH$b m "H$moB ^r AWdm CÎmaOrdr' h )
*Nature of Account(s) to be open goqd½g AH$mCÝQ> H$a Q> AH$mCÝQ> { $³ñS> {S>nm {OQ> âb ³gr { $³ñS> {S>nm {OQ> [ah$[a J {S>nm {OQ> *AMB/AQB ` *àmmbz H$m mü EH$b g w³v ~mos> g H$ënm Ho$ AZwgma 2 3 4 5 6 (S>o{~Q> H$mS> Omar Zht {H$ m OmEJm) Ama {^H$ ^wjvmz H$m {ddau Ama {^H$ am{e ` ZH$X am{e MoH$ Z. {XZm H$ D D M M Y Y Y Y Amh[aV ~ H$, { $³ñS> {S>nm {OQ> {ddau am{e ` n go Ad{Y mh {XZ am{e eãxm ZH$X am{e MoH$ Z. {XZm H$ D D M M Y Y Y Y Amh[aV ~ H$, emim S>o{~Q> H$ao oao Ama ~r Eb ~ H$ AH$mCÝQ> ZmoQ> - AJa AH$mCÝQ> ImobZo H$s Ama {^H$ am{e ZH$X Xr OmVr h Vmo J«mhH$ emim ñd OmH$a A{YH $V agrx àmßv H$a. 2 3 4 H$moB ^r m CÎmaOrdr nhbm m CÎmaOrdr am{e eãxm D D M M Y Y Y Y AÝ ~ H$ {ddau /h KmofUm H$aVm hÿ /H$aVo h {H$ oao/h mao nmg {H$gr AÝ ~ H$ H$s H«o${S>Q> gw{dyme Zht h. ~ H$ H$m Zm am{e n go eãxm emim oao Ama ~r Eb ~ H$ AH$mCÝQ> ZmoQ> - AJa AH$mCÝQ> ImobZo H$s Ama {^H$ am{e ZH$X Xr OmVr h Vmo J«mhH$ emim ñd OmH$a A{YH $V agrx àmßv H$a. AÝ (H $n m ñnï> H$a ) H$mo S>o{~Q> H$ao MoH$ ~wh$ hm Zht S>o{~Q> H$mS> àw AmdoXH$ {ÛVr AmdoXH$ V Vr AmdoXH$ (E $S>r/AmaS>r Ho$ {be bmjy Zht) ã mo Ho$ ^wjvmz H$s ~ma ~mavm m{gh$ {V mhr N> mhr n[an³dvm na H $boýs>a df Jm R> 2 AJa H $boýs>a MwZm OmVm h, Vmo ã mo H$m ^wjvmz H $boýs>a {XZm Ho$ AZwgma {H$ m OmEJm. AJa df Jm R> MwZm OmVm h, Vmo ã mo H$m ^wjvmz O mam{e Ho$ df Jm R> Ho$ AZwgma {H$ m OmEJm. n[an³dvm g ~ Yr {ZX}e ybyz Am a ã mo H$m ZdrH$aU H$a ** 2 ybyz H$m ZdrH$aU Am a ã mo H$m ^wjvmz H$a ** 3 ZdrH$aU Z H$a ã mo/n[an³dvm am{e H$m ^wjvmz hm H$a AH$mCÝQ> Z ~a m S>mH$ nvo na S>rS>r/nrAmo ñdrn-bz {ZX}e "ñdrn-bz' goqd½g/h$a Q> AH$mCÝQ> H$mo gmd{y O m AH$mCÝQ> Ho$ gmw Omo S>Zo H$s gw{dym h. An m ßV ~ boýg hmozo na Ow S>o hþe gmd{y O m H$mo g -nyd "A {V g~go nhbo ~mha' AmYma na ("ñdrn BZ' {ZX}e H$s ñwmnzm Ho$ H«$ ) Vmo S>H$a Ano{jV am{e H$mo goqd½g/ H$a Q> AH$mCÝQ> Q >m ñ $a {H$ m OmEJm. h gw{dym V^r CnbãY h AJa H$moB ^r YmaH$ goqdj/h$a Q> AH$mCÝQ> VWm { $³ñS> {S>nm {OQ> AH$mCÝQ> XmoZm gm mý h. AJa goqdj/ H$a Q> AH$mCÝQ> na E $S>r Ho$ {déõ AmoS>r gw{dym CnbãY h, Vmo "ñdrn-bz' gw{dym CnbãY Zht hmojr. [ah$[a J {S>nm {OQ> g ~ Yr {ddau m{gh$ {H$ñV H$s am{e ` goqd½g/h$a Q> AH$mCÝQ> Z. AnZo goqd½g/h$a Q> AH$mCÝQ> Z. na D$na C{ëb{IV {S>nm {OQ> Ho$ {déõ, Eogr gw{dym hovw bmjy {Z m d ev] Ho$ AZwgma Amoda S >mâq> gw{dym bozm MmhVm hÿ. ZmoQ> AJa { $³ñS> {S>nm {OQ> H$s n[an³dvm go nhbo h CgHo$ ~mao Amngo H$moB {d{eï> {ZX}e àmßv Zht hmovm h Vmo h { $³ñS> {S>nm {OQ> H$m ZdrH$aU { $³ñS> {S>nm {OQ> H$s yb Ad{Y Ho$ {be, n[an³dvm Ho$ {XZ/O mam{e Ho$ ZdrH$aU Ho$ {XZ bmjy ã mo Xa na H$a X Jo. Am a AmnH$mo ZB {ddaur {^Odm X Jo. AJa AmnH$mo AnZr O mam{e Ho$ {be E $S>r agrx Omar H$s JB hmo VWm AmnZo ""ZdrH$aU Z H$a '' H$m n[an³dvm {ZX}e {X m hmo Vmo AmnH$mo emim E $S>r agrx H$mo ^ah$a O m H$amZm hmojm, {OgHo$ nímmv n[an³dvm am{e AmnH$mo Xr OmEJr/ AmnHo$ greege AH$mCÝQ> na O m H$s OmEJr. Ad{Y mh Ama ^ {V{W n[an³dvm g ~ Yr {ZX}e (ñdv ZdrH$aU g W Z Zht) n[an³dvm na O mam{e H$m ^wjvmz AH$mCÝQ> Z. H$mo Q >m ñ $a [ah$[a J {S>nm {OQ> Ho$ {be ñwm r {ZX}e /h Ama ~r Eb ~ H$ H$mo AJ«{b{IV m{gh$ {H$ñV S>o{~Q> H$aZo Ho$ {be A{YH $V H$aVm hÿ / H$aVo h ` oao AH$mCÝQ> Z. m S>mH$ nvo na S>rS>r/nrAmo AJa, H$moB ^r m CÎmaOrdr " m' nhbm m CÎmaOrdr oýs>oq> dmbo { $³ñS>/ [ah$[a J {S>nm {OQ²>g Ho$ O mh$vm Am go H$moB EH$ g w³v O mh$vm Xÿgao H$s Ë w H$s Xem Bg O mam{e H$s g -nyd {ZH$mgr MmhVm hmo, Vmo H $n m MwZ. * "hm ' Ho$ m bo, H $n m C³V à mooz hovw g^r O mh$vm Am go EH$ {d{eï> g w³v oýs>oq> àxmz H$a. ( $m }Q>/ H$m nr emim Ho$ nmg CnbãY) hm Zht go, /h KmofUm H$aVm hÿ /H$aVo h {H$ oao/h mao nmg Bg g AÝ ~ H$m H$s {ZåZ{b{IV ~ qh$j gw{dyme h. ~ H$ H$m Zm am{e AJa AmnZo AÝ ~ H$m go H$moB gw{dyme àmßv H$s hm Vmo H $n m CZHo$ Ûmam Omar "Amn{Îm Zht à munì' Omar H$a. Ver. :- CN303.002 2
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AË ÝV hîdnyu {Z Am a ev] goqd½g ~ H$ AH$mCÝQ> BZ AH$mCÝQ²>g YZ-àofU (ao{ Q>oÝg)/MoH$/S >mâq>/s>o{~q>/eq>re H$mS> /B Q>aZoQ> ~ qh$j/ mo~mbb ~ qh$j/{~b ^wjvmz Am{X Ho$ O[aE n gm O m H$am m Am a BZgo {ZH$mbm Om gh$vm h. nmì ì p³v m VWm ^mavr [aµod ~ H$ Ûmam ñdrh $V {H$E JE Hw$N> Am J}ZmBOoeÝg/EOoÝgrµO Ûmam AH$mCÝQ> Imobo Om gh$vo h. m OyXm ã mo Xa 5.5% dm{f H$ h VWm N> mhr AmYma na Xo h. ^m [a ~ H$ Ho$ m OyXm {d{z m Ho$ AZwgma ã mo H$s JUZm X {ZH$ A {V ~ boýg na H$s OmVr h, ~ev] h H$ go H$ ` hmo. Bg AH$mCÝQ> Ho$ O[aE AH$mCÝQ>YmaH$/H$m Ho$ Zm na H$mQ>o JE Ho$db MoH$, {S>{dS>oÝS> dmaêq> hr ñdrh$ma {H$E OmE Jo, AH$mCÝQ>YmaH$/H$m Ho$ Zm dmbo $m ZmpÝe b B ñq > oýq²>g ñdrh$ma Zht {H$E OmE Jo. AH$mCÝQ>YmaH$ H$mo ~ H$ Ho$ à^mam H$s Vm{bH$m Ho$ A VJ V g -g na {d{zym [av AZwgma m{gh$/am gv ~ boýg (MAB/QAB) H$mo AH$mCÝQ> ~ZmE aizm hmojm. BgH$m AZwnmbZ Z H$aZo na g{d g à^ma XoZm n S>oJm. MAB/QAB H$s JUZm Bg àh$ma H$s OmVr h - H $boýs>a mh Ho$ {be, {XZ Ho$ A V ~ boýg Ho$ Am gv Am a Hw$b moj $b H$mo Cg mh/{v mhr Ho$ {XZm H$s g» m go {d^m{ov H$aHo$. gobar AH$mCÝQ> Ho$ {be AJa bjmvma VrZ hrzm VH$ AH$mCÝQ> H$moB gobar (dovz) O m Zht hmovr h Vmo ~ H$ Ho$ nmg wpo m oao Am J}ZmBOoeZ H$mo gy{mv {H$E {~Zm gobar AH$mCÝQ> Ho$ XO} H$mo ~ H$ Ho$ ao½ wba goqd½g AH$mCÝQ> ~XbZo/~ X H$aZo H$m A{YH$ma gwa{jv h VWm Eogo AH$mCÝQ> na CgHo$ XO} H$mo ~XbZo H$s {V{W go ao½ wba goqd½g AH$mCÝQ> na bmjy hmozo dmbo {Z d ev] à^mdr hm Jr. H$a Q> ~ H$ AH$mCÝQ> H$a Q> AH$mCÝQ²>g H$mo ì p³v m /nmq> Za{en $åg /àmbdoq> VWm npãbh$ {b{ Q>oS> H $n{z m /{hýxÿ A{d^³V n[admam (HUFs)/{d{ZYm [av Egmo{eEQ²>g/gmogm {Q> m /Q >ñq²>g Am{X Ûmam àmm{bv {H$ m Om gh$vm h. Eogo AH$mCÝQ²>g Ho$ àmmbz H$mo em{gv H$aZo dmbo {Z m VWm evm] Ho$ A VJ V ~ H$ EH$ Ý yzv ~ boýg H$mo ~ZmE aizm Am Vm a na {ZYm [av H$aoJm. Eogo Ý yzv ~ boýg H$mo AH$mCÝQ> ~ZmE aizo na {d $b hmozo na ~ H$ Ûmam g -g na {ZYm [av AZwgma à^ma {b m OmEJm. VH$ Ho$ AH$mCÝQ> H$m g MmbZ VH$ Ho$ O m AH$mCÝQ> Xo am{e m H$m {ZnQ>mam O~ O mam{e g w³v Zm m na hmo VWm ^wjvmz Ho$ àmmbz {ZX}e ""H$moB ^r m CÎmaOrdr'' hmo, Vmo g w³v YmaH$m go {H$gr EH$ H$s Xþ^m ½ de Ë w hmozo na, ^wjvmz CÎmaOrdr/ m H$mo n[an³dvm na m n[an³dvm go nhbo m J {H$E OmZo na {H$ m OmEJm VWm ~ H$ VH$ Ho$ CÎmam{YH$m[a m go {H$gr Xmdo go CÝ wp³v ({S>ñMmO ) àmßv H$aoJm. AJa O mh$vm H$m ~ H$ a{oñq>s> Zm m {H$V ì p³v h Vmo VH$ O mh$vm Ho$ AH$mCÝQ> ~H$m m O m am{e H$m ^wjvmz, Zm m {H$V ì p³v H$s ~ H$ Ûmam g VmofOZH$ VarHo$ go nhmmz {H$E OmZo Ho$ ~mx, Zm m {H$V Ho$ AH$mCÝQ> Q >m ñ $a/cgo ^wjvmz Ho$ O[aE {H$ m OmEJm. H$moB Zm m H$Z Z hmozo H$s pñw{v, O~ XmdoXmam Ho$ ~rm H$moB {ddmx Z hmo, VH$ ì p³v Ho$ AH$mCÝQ> ~H$m m am{e H$m ~ H$ Ûmam ^wjvmz g w³v AmdoXZ na g^r {d{yh$ CÎmam{YH$m[a m m {d{yh$ CÎmam{YH$m[a m Ûmam A{YH $V {H$E JE ì p³v m H$mo ~ H$ Ho$ à~ YZ Ûmam ñdrh $V gr m VH$ H$aHo$ CÝh j{vny[av {H$ m OmEJm VWm {H$Ýht H$myZZr H$mJOmVm H$s m J Zht H$s OmEJr. Eogm h gw{zpímv H$aZo Ho$ {be h {H$ H$mZyZr Am nmm[ah$vmam H$mo nyam H$aZo {dbå~ Ho$ H$maU Am O mh$vm Am H$mo H$mooB naoemzr Z PobZr n S>o. AH$mCÝQ> H$s {ddaur goqd½g ~ H$ VWm H$a Q> {S>nm {OQ> AH$mCÝQ>YmaH$m H$mo ~ H$ Ûmam AH$mCÝQ> ImobZo Ho$ {Z m Am a evm] Ho$ AZwgma Amd{YH$ én go AH$mCÝQ> H$s {ddaur CnbãY H$am r OmEJr. goqd½g ~ H$ AH$mCÝQ>YmaH$m H$mo AZwamoY na nmg~wh$ gw{dym ^r CnbãY H$am r OmEJr. Ad ñh$ H$m AH$mCÝQ> Ad ñh$ Ûmam goqd½g ~ H$ AH$mCÝQ> Imobm Om gh$vm h VWm Bgo àmh ${VH$ Am a/ m {d{yh$ A{^^mdH$ m H$moQ> Ûmam {Z w³v A{^^mdH$ Ûmam g Mm{bV {H$ m Om gh$vm h. nyd dvu Ad ñh$ H$mo, d ñh$vm àmßv H$aZo na Ho$dmB gr H$mJOmVm Ho$ gmw Z m AH$mCÝQ> ImobZo Ho$ {be gymzm {^Odm r OmEJr, BZ H$mJOmVm H$mo [ah$m S> VWm g^r àmmbz Ho$ à moozm Ho$ {be gwa{jv aim OmEJm. Zm m H$Z gw{dym Ho$db ì {³VJV j Vm (AWm V EH$b/g w³v AH$mCÝQ²>g VWm gånyu ñdm{ Ëddmbr H $n{z m Ho$ AH$mCÝQ²>g na ^r) Zm m H$Z gw{dym CnbãY h VWm à{v{z[yëd j Vm Imobo JE AH$mCÝQ²>g na CnbãY Zht h. AH$mCÝQ>YmaH$ Ûmam AnZo OrdZH$mb Ho$ Xm amz H$^r ^r Zm m H$Z {H$ m, Cgo aô {H$ m m ~Xbm Om gh$vm h. Zm m H$Z H$aVo, aô H$aVo m ~XbVo g gmjr H$m hmozm Oê$ar h VWm AZwamoY na g^r AH$mCÝQ>YmaH$m Ho$ hñvmja hmozo Mm{hE. Ad ñh$ Ho$ nj ^r Zm m H$Z {H$ m Om gh$vm h. J«mhH$m go AZwamoY h {H$ AJa CÝhm Zo A^r VH$ Zm m H$Z gw{dym Zht br h Vmo BgH$m bm^ CR>mE. 5
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VH$ J«mhH$m Ho$ AH$mCÝQ²>g ~ boýg am{e H$m CÎmaOr{d m / XmdoXmam H$mo ^wjvmz Ho$ m bo ~ H$ H$mo ao½ wboq>g Ûmam {XE JE C{MV mj Xe Zm H$mo AnZmZm hmojm. AnZo J«mhH$m H$mo Om{ZE (KYC) {Xem{ZX}e ~ H$ H$moB AH$mCÝQ> ImobVo g AH$mCÝQ> ImobZm Mmh aho ì {³V( m ) Ho$ nvo, nhmmz Ho$ ~mao ñd H$mo g Vwï> H$aoJm VWm YmoIoK S>r Ed ~ qh$j {gñq> Ho$ AÝ Xþén mojmo go g ^m{dv J«mhH$m, OZVm Ed AnZo H$mo gwa{jv aizo XX H$aoJm. ~ H$ AH$mCÝQ> ImobZo/ àmm{bv H$aZo dmbo ì {³V( m ) Ho$ hmb hr Ho$ $moq>moj«m $ àmßv H$aoJm. {Og ì {³V/ BH$mB H$mo Am H$a {d^mj Ûmam n Z Z ~a Am~ {Q>V {H$ m J m hmo, Cgo AH$mCÝQ> ImobZo Ho$ $m Bg Z ~a H$m CëboI H$aZm hmojm. m { $a $m 60 (J a-h ${f) m $m 6 (H ${f) KmofUm H$aZr hmojr. Ad ñh$ Ho$ m bo, {OgH$s H$moB Am H$a mo½ Am XZr Z hmo. Cgo ~ H$ AH$mCÝQ> ImobVo g pñw{v AZwgma AnZo {nvm m mvm m A{^^mdH$ Ho$ n m ZoÝQ> AH$mCÝQ> Z ~a (n Z) m OZab B S>o³g a{oñq>a Z ~a (OrAmB AmaEZ) H$m CëboI H$aZm hmojm. Ho$dmB gr H$mJOmVmo H$s ZdrZV ñdrh $V gymr emim CnbãY h, H $n m BgHo$ {be AnZr ZOXrH$s emim go gånh $ H$a. J«mhH$m H$s {eh$m Vm Ho$ erk«ed gj VarHo$ go g mymz Ho$ {be ~ H$ Ûmam EH$ gwñnï> {eh$m V g mymz à{h«$ m AnZm r JB h. AnZr {eh$m Vm H$mo XO H$aZo Ho$ {be, H $n m ~«m M ZoOa m h mao µ $moz ~ qh$j E{½O³ y{q>ìg go gånh $ H$a. AnZr {eh$m V XO H$amZo Ho$ {be Amn h www.rblbank.com na {d{oq> H$a gh$vo h. AJa Amdí H$ hmo Vmo {eh$m V H$mo AmJo AmnHo$ joì Ho$ arozb ZmoS>b Amo{ $ga Am a qàgrnb ZmoS>b Am { $ga Ho$ nmg nhþ Mm m Om gh$vm h. ZmoS>b A{YH$m[a m Ho$ gånh $ {ddau h mar emimam VWm do~gmbq> na {S>ñßbo {H$E JE h. nmdvr goqd½g H$a Q> { $³ñS> {S>nm {OQ> [ah$[a J {S>nm {OQ> AH$mCÝQ> Ho$ {be AmdoXZ àmßv hþam. Ama {^H$ ^wjvmz H$m {ddau Ama {^H$ am{e ` eãxm MoH$ Z. Amh[aV ~ H$ {XZm H$ D D M M Y Y Y Y g X^ g. emim oao aëzmh$a ~ H$ AH$mCÝQ> na S>o{~Q> H$a ZH$X am{e ` ZmoQ> AJa AH$mCÝQ> H$s Ama {^H$ am{e H$m ZH$X ^wjvmz {H$ m OmVm h Vmo J«mhH$ H$mo emim ñd OmH$a BgH$s A{YH $V agrx àmßv H$aZr Mm{hE. S>rS>r/nrAmo/MoH$ dgybr Ho$ {df myrz h. am{e Ho$db E $S>r m AmaS>r Ho$ {be. m{gh$ {H$ñV Ad{Y {d{ydv ^am hþam Zm m H$Z $m DA àmßv hþam hm Zht ã mo Xa ~ H$ A{YH$mar H$m Zm ~ H$ A{YH$mar Ho$ hñvmja H$ Mmar AmB S>r {XZm H$ D D M M Y Y Y Y {H$gr g Mma-g dmx Ho$ {be H $n m AnZo ao $aoýg Z. X. Phone Banking No. 7 Days a week 9AM to 7 PM +9 22 656300 to 99 6