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2 inp` cnp[ Yb hp I0` `zëa [Zn bv [iu I0t Pn hi0ws $: âcnp nrr?k K i G0V Yb 4ain± ]0ŠñT? Yb cnkz [iu i 5 ob Ip0ec R?n o Bo únø inp` cnp[ úc}h ú R?n h] b 4ñoZn hp ú c}h R?n h]0b5: R?n o Bo Ip0 cf âcnprr?k Yb K i G0V `zëa [Zn bv B ZI0W` G0V bn f Ip0 cf cnkz Ip0 BZs[ i 4úsR?s 7 R?n o Bo bn f5 an Wnp [s W Ip0 B[xhnb FcR?ses I 0o Ip0 _swb an `zc G0V bn f I0n $##1 WI0 Pnp _s I0` inp: R?n o Bo cnp[ bn f E0ob hp B ZI0 ob FcFos Yb ckpks: %: h_s úsr?s ßch R?n o Bo `n`cn} Ip0 cf8 G0V _n\bw Bn hw `zëa [Zn bv Bn b úxri0k I0 Ip ihnú hp ozbn inpkn: K b Bnenh G0Vn} Ip0 cf `zëa [Zn bv 4inp` C ¹0R?s Bnenhsa; FcFos BnbBnpBnC ob K i G0V ox[ e În 4?) `is[p5; FcFos BnbBnpBnC F[BnbBnC K i G0V ox[ e În; FNBnC Fc; F[Bnbos 4_z ` en VqÁaI0 h iw5; FcBnbT?s; K b K i G0V R?n o Bo5 à nes ãanp Yb <> `$#: # I0bnp T? BnC FNosFcBnb 9 $$:,#1 (:%#1 >> `$#: # I0bnp T? BnC FNosFcBnb 9 $%:'#1 ':*#1 4inp` C ¹0R?s en VqÁaI05 <> `$#: # I0bnp T? >> `$#: # I0bnp T? BnC FNosFcBnb 9 ':*#1 BnC FNosFcBnb 9 ':%#1 à nes ãanp Yb $%:'#1 $%:,#1 4R?n o Bo5 K i G0V ob R?n o Bo; BnC hsbnc hsbnc FNF]0hs Ip0 hnx FNBnC Fc cnp[ R?I0R? hncp <> ` $#:# I0bnp T? >> ` $#:# I0bnp T? BnC FNosFcBnb 9 ):'(1 BnC FNosFcBnb 9 ':*#1 à_nes ãanp Yb $#:)(1 $%:'#1

3 ozv Be Z ] ]0ŠñT? Yb Ip0 cf `zëa [Zn bv mpvs epw[_npks ñe I0na bw G0V bn f Ip0 ihnú hp `zëa [Zn bv < > ` &#:# cnj $#:&#1 $#:&#1 ` &#:# cnj <> `$(#:# cnj $#:'#1 $#:'#1 `$(#:# # cnj <> ` (##:# cnj $# :'#1 $# :(#1 >> ` (##:# cnj $#:) (1 $#:) (1 ú ZI0 G0V Ip0 cf `n[i0 fxëi0 h bn[n< DËonY FT? `[ fxëi0 h_s inp` cnp[; _z ` G0V #:(1 7 FR?s 6 FcFos 4Bnenhsa; en VqÁaI058 #:(1 7 FR?s 6 R?n o Bo cnp[ [8 K i hxznb G0V8 F[Bnbos8 FcBnbT?s ànphprhk fxëi0 fzýa #:(1 7 FR?s 6 6 FR?s 9 cnkz I0b

4 cnkz oze _xkwn[ à_nb< DËonY âcnprr?k bpr? cnp[ * ]0ŠñT? Yb K i G0V an hs `W ]0ŠñT? Yb K i G0V ** ]0ŠñT? Yb K b Bnenh G0V oze _xkwn[ à_nb %1 %1 '1 * a Y I0npC ** ]0ŠñT? _s G0V cp[ [p encn [n [9 C T?s epxbc i Ip0 cf8 oze _xkwn[ à nb cnkz i BKb K«niI0 Ip0 ñea Ip0 ònpwn} hp àsop ot? [iu i : I 0oan Üan[ Y}< oze _xkwn[ à_nb FI0 hnc8 Ynp hnc Bn b Ws[ hnc `} cnkz inpknn ]0ŠñT? Yb G0V Ip0ec W_s WI0 Pú WI0 ai ]0ŠñT? Yb Ip0 BZs[ i : FI0 únb ap G0V âcnprr?k bpr? `} Bn KF8 Wnp àsop`}r? NnP cnkz [iu inpkn Pin h_s DZnbI0Wn C T?s epxbc i :: DobnpŠW à_nb ob cnkz hpen I0b Bn b B Z_nb _s ckpkn: âcnp nrr?k bpr? cnp[ Ip0 WiW fzýa àsop`}r? à_nb [F Ip0 hnx is `n PzYn I0P Ynbn} Ynp[n} ob cnkz inpkn Pin h_s DZnbI0Wn C T?s epxbc i :

5 bmbz Am μ\$ H«o${S>Q> (EbAmogr) Ho$ ê$n _ bmoz AJoÝñQ> {gš`w[aq>ro (EbEEg) na ã`mo Xa H$m {ddau- g^r J«mhH$ dj Ho$ {be âbmoqq>j Xa F$Um Ho$ {be _yë` {ZYm au- CËnmX Xa-ñàoS> ã`mo H$s à^mdr Xa FcBnphs Ip0 ê0o `} FcFFh BnC FNosFcBnb9*:$#1 $#:##1 BnC FNosFcBnb9$*:$#1

6 P`nBn} ob à`xj ãanp Yb ]0ŠhT? T?on μpr²?h 4hne Z P`nBn}5 ob úph Yb}< Be Z R?I0R? ñc ú à_nes $+8 P[ebs8 %#$* en g I0;h Nas W`nis `n hi `ni < = ` 10.0 `csa[ 7.20% 7.00% 6.95% `ni < = ` 10.0 `csa[ 7.10% 6.90% 6.85% `ni < = ` 10.0 `csa[ 7.10% 6.90% 6.85% `ni < = ` 10.0 `csa[ 7.10% 6.90% 6.85% e\bð? [nk\bi0n} Ip0 cf 0.25% B W\bº0 ãanp > ` 10.0 ` ca[ P`nBn} Ip0 cf8 Ip0h Rz? Ip0h BnZnb ob R?pμPbs Ûnbn Yb} DocãZ in}ks: ]0ŠhT? T?on μpr²?h Ip0 cf efpg ñi0t` Yb}< Be Z R?I0R? ñc ú à_nes $+8 P[ebs8 %#$* en g I0;h Nas W`nis `n hi0 12 `ni < = ` 10.0 `csa[ 7.30% 7.10% 7.05% 15 `ni < = ` 10.0 `csa[ 7.40% 7.20% 7.15% 20 `ni < = ` 10.0 `csa[ 7.50% 7.30% 7.25% 30 `ni < = ` 10.0 `csa[ 7.30% 7.10% 7.05% 35 `ni < = ` 10.0 `csa[ 7.30% 7.10% 7.05% 40 `ni < = ` 10.0 `csa[ 7.40% 7.20% 7.15% 60 `ni < = ` 10.0 `csa[ 7.30% 7.10% 7.05% e\bð? [nk\bi0n} Ip0 cf 0.25% B W\bº0 ãanp > ` 10.0 ` ca[ P`nBn} Ip0 cf8 Ip0h Rz? Ip0h BnZnb ob R?pμPbs Ûnbn Yb} DocãZ in}ks:

7 hà9oze BnibV Šcn μp< indrhk ]0na[n h I 0o[sμP 4F[FNús5 e [Y~f8 %#$# Ip0 B[xhnb8 P`n W X hp & `ni WI0 I0t Be Z Ip0 cf I0npC hà9oze BnibV `nýa [iu inpkn: hà9oze BnibV I0t Yfn `} [å[n I0W Yb} cnkz in}ks< hà9oze BnibV* Ypa ãanp I0t Yb & `ni úny cp I0[ ) `ni hp oicp e a º0I0 P`nI0Wn Bn} Ip0 cf B ZI0W` Ypa ãanp Yb '1 à:e: inpks Bn b P`nI0Wn Bn} I0t BÝa mpvs Ip0 cf I0npC ãanp [iu inpkn: ) `ni úny cp I0[ $% `ni oicp BnC hsbnc hsbnc inp` ]0na[n h Ûnbn P[W hp ñesi0nb I0t Pn[pencs P`nBn} I0t Ýaz[W` Yb hp %1 I0` $% `ni úny cp I0[ ` Àanp\bR?s I0t W X hp oze BnC hsbnc hsbnc inp` ] na[n h Ûnbn D[ P`nBn} ob NxI0nC Pn[pencs Yb hp $1 I0`8 Pnp P`nF Nc[p I0t Be Z WI0 Ip0 cf ñesi0nb I0t KC i : * P`n I0t W X hp

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9 bmbz Am μ\$ H«o${S>Q> (EbAmogr) Ho$ ê$n _ bmoz AJoÝñQ> {gš`w[aq>ro (EbEEg) na bmjy \$sg/ewëh$m H$m {ddau- 1. Aà{VXo` àmogoqgj \$sg/àemg{zh$ _ μoya am{e na 0.50% + bmjy H$a d / `m AÝ` d Ym{ZH$ b dr, `{X hmo \$sg 2. Am {eh$ nyd ^wjvmz \$sg eyý` 3. nyd ^wjvmz ewëh$ eyý` 4. MoH$/B greg dmngr ewëh$, à{v ` 200/-`m Eogr AÝ` am{e Omo g_` g_` na AmB EME\$gr \$m _ _ {Z{X ï> hmovr Q >m O ŠeZ h + bmjy H$a Am aamý` d Ym{ZH$ b dr 5. MoH$/nwZ^w JVmZ {d{y ñd n eyý` 6. {db ~ ^wjvmz na Ow_m Zm {db ~ ^wjvmz/a{v[aº$ ã`mo Ho$ {be ewëh$: bmjy Xa +6% à{v df + bmjy H$a, `{X hmo 7. ñq> ån S>çwQ>r ewëh$ dmñv{dh$ 8. ZdrZrH$aU ewëh$ A{YH$V_ ` 2500/- VH$+ bmjy H$a 9. à{v^w{v`m Ho$ ZH$XrH$aU na ~«moh$aoo dmñv{dh$ ewëh$

10 BgHo$ Abmdm, J«mhH$ AnZr {eh$m`v EZEM~r do~gmbq> na ^r XμO H$am gh$vo h :

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19 h_ AmnH$mo {ZdoXZ Ho$ AZwgma H$O Xma H$s kmv Am{W H$ pñw{v _ hmozo dmbo {H$gr ^r dñvw{zð> {dnarv n[adv Z H$s gymzm XoVo ah Jo {OgHo$ {be Amn Jma Q>a ~Zo h. Jma Q>a Ho$ {be bmjy {Z`_m Am a evm] Ho$ gmw Jma Q>a H$s ^y{_h$m bmoz Ho$ à{v Jma Q>r XoVo g_` {H«$`mpÝdV {H$E OmZo dmbo XñVmdoO Ho$ AZwgma hmojr. ""BamXVZ MyH$H$Vm na {Xem{ZX}em '' na ZoeZb hmc[g J ~ H$ (EZEM~r) Ûmam Omar n[anìh$ Ho$ AZwgma {ZåZ{b{IV A{V[aº$ _mzh$ bmjy hm ojo:- `{X H$O Xma bmoz MwH$Vm H$aZo _ Ìw{Q> H$aVm h {OgHo$ {be AmnZo 31 {Xg a 2015 Ho$ ~mx Jma Q>r Xr h Am a h_mao Ûmam Jma Q>r H$m g X^ {be OmZo Ho$ _m_bo _ `{X Amn ~H$m`m am{e Ho$ ^wjvmz Ho$ {be n`m á gmyz hmozo Ho$ ~mdoyx h_mao Ûmam H$s JB _m J H$m nmbz H$aZo go B H$ma H$a XoVo h Vmo AmnH$mo BamXVZ MyH$H$Vm _mzm OmEJm (d `{º$H$ Am a J a J«wn H$m nm}aoq> Jma Q>a Ho$ {be bmjy) {OZ _m_bm _ H$O Xma H $nzr Ûmam {be bmoz JE bmoz Ho$ {be Cgr J«wn _ H $n{z`m Ûmam Jma {Q>`m± Xr OmVr h {Ogo BamXVZ MyH$H$Vm Ho$ ê$n _ H$hm `m h Am a g X{^ V {H$E OmZo na Jma Q>r H$m AmXa Zht {H$`m OmVm h Vmo Cgr J«wn H$s Eogr H $n{z`m (Jma Q>a H $n{z`m±) H$mo BamXVZ MyH$H$Vm H$hm OmEJm. BamXVZ MyH$ Ho$ _m_bo _,`{X Oê$aV ns>vr h Vmo Jma Q>a Ho$ ZmVo AmnHo$ {Ibm\$ X S>mË_H$ H$ma dmb ewê$ H$s Om gh$vr h.

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21 AnZo Ûmam àxmz {H$E OmZo dmbo H$O `m {H$gr AÝ` CËnmX, godmam, gw{dymam B. H$mo àxmz H$aZo Ho$ _m_bo_ h_ C_«, d e, qbj, d dm{hh$ pñw{v, n W, Om{V `m Aj_Vm Ho$ AmYmam na ^ox^md Zht H$a Jo. VWm{n, `h h_ g_mo Ho$ {d{^þ djm] Ho$ {be ~ZmB JB ñh$s_m H$mo ewê$ H$aZo `m CZ_ ^mj bozo go Zht amoh$vm. AnZo Ûmam àxmz {H$E OmZo dmbo H$O `m {H$gr AÝ` CËnmX, godmam, gw{dymam B. H$mo àxmz H$aZo Ho$ _m_bo_ h_ C_«, d e, qbj, d dm{hh$ pñw{v, n W, Om{V `m Aj_Vm Ho$ AmYmam na ^ox^md Zht H$a Jo. VWm{n, `h h_ g_mo Ho$ {d{^þ djm] Ho$ {be ~ZmB JB ñh$s_m H$mo ewê$ H$aZo `m CZ_ ^mj bozo go Zht amoh$vm.