1. cövwzôvwbk e e v 1.1 ˆbwZKZv KwgwU MVb bwzkzv KwgwU MwVZ ZvwiL 24/10/2 3 KZ cÿ KwgwUi mfvcwz, dvkvj c q U Ges m`m e `t 1 Rbve nvweeyi ingvb, wwggww, wmiavbwmwm GÛ wrwe (KwgwUi mfvcwz) 2 Rbve wrqvdi ingvb, wmwbqi Gw wkdwuf fvbm cöwm W U, gvbe m ú` wefvm ( dvkvj c q U) 3 Rbve gvt AvgRv` nv mb, Gw wkdwuf fvbm cöwm W U cövbg e vsk wjwg UW RvZxq ï vpvi KŠkj Kg cwikíbv I KvVv gv 2627 (GwcÖj Ryb, 27) RyjvB 26Ryb 27 mg qi Rb cwikíbv 23 27 ch ší me gvu KwgwU MwVZ n q Q 174 wu c ôv 1 A ±vei/16 ww m ^i/16 3q ÔcwiwkóLÕ 174 wu jÿ gvîv cök Z 173 173 cövbg e vs K RvZxq ï vpvi KŠkj Kg cwikíbv ev Íevq bi j ÿ wemz 24/10/23 Bs Zvwi L e vs Ki cöavb Kvh vj q ˆbwZKZv KwgwU MVb Kiv n qwqj Ges c~ e i KwgwUi m`m `i g a A b KB B Zvg a e vs Ki PvKzix _ K c`z vm K i Qb A_ev KviI KviI `vwqz cwiewz Z niqvq wemz 06/12/26 Bs Zvwi L AÎ e vs K ˆbwZKZv KwgwU cybm wvz n q Q ciewz Z cybm wvz ˆbwZKZv KwgwUi dvkvj c q U Ges GKRb m vwbz m`m e vs Ki PvKzix _ K c`z vm Kivq wemz 06/03/27 Bs Zvwi L AÎ e vs Ki cöavb Kvh vj q cybivq ˆbwZKZv KwgwU cybm Vb Kiv n q Q (`vßwik Av `k mg~ ni Abywjwc mshy³) GQvovI e vs Ki AvÂwjK, K v vi Ges kvlv ch v q bwzkzv KwgwU MVb c«m ½ wemz 28/03/27 Bs Zvwi L gvbe m ú` wefvm _ K GKwU BÝUªvKkb mvk yjvi Rvix Kiv n q Q (BÝUªvKkb mvk yjvi Gi Abywjwc mshy³) D³ mvk yjvi Abyhvqx GwcÖj Ryb, 27 gv mi g a ch vqµwgk fv e 8 wu AvÂwjK Ges 20 wu K v vi wfwëk bwzkzv KwgwU MVb Kiv n q Q (`vßwik Av `k mg~ ni Abywjwc mshy³) GQvovI AvÂwjK Ges K v vi wfwëk bwzkzv KwgwU mg~ ni cö Z KwU
(m`m ) 4 Kvgiæ¾vgvb Lvqiæj Kexi, wmwbqi fvbm cöwm W U (m`m ) 5 gvt nvwdryi ingvb gwjøk, wmwbqi fvbm cöwm W U (m`m ) 6 gvt kivdz Djøvn, Gwm v U fvbm cöwm W U (m`m ) 7 kl gn`x wmwïkx, Gw wkdwuf Awdmvi (m`m ) KwgwUi c _K dvkvj c q U I wba viy Kiv n q Q (`vßwik Av `k mg~ ni Abywjwc mshy³) cöwzwu AvÂwjK bwzkzv KwgwU Z e vs Ki AvÂwjK cöavb Kg KZ vmy (Regional Heads), K v v ii cöavb Kg KZ vmy (Cluster Heads) Ges kvlvi cöavb Kg KZ vmy (Head of Branches) h_vµ g cöwzwu AvÂwjK KwgwUi mfvcwz, dvkvj c q Ue ` (Focal Points) Ges m`m e ` (Members) wn m e `vwqz c«vß/ we ewpz n q Qb c«wzwu K v vi wfwëk (Clusterwise) bwzkzv KwgwU Z K v v ii c«avb Kg KZ vmy (Cluster Heads) Ges K v v ii kvlv mg~ ni c«avb Kg KZ vmy (Head of Branches) h_vµ g c«wzwu K v vi (Cluster) KwgwUi dvkvj c q Ue ` (Focal Points) Ges m`m e ` (Members) wn m e `vwqz c«vß/we ewpz n q Qb GQvovI e vs Ki 145 wu kvlvq dvkvj c q U wb qvm mn kvlv ch v q bwzkzv KwgwU MV bi Rb cö qvrbxq w`k wb ` kbv cö`vb Kiv n q Q cöavb Kvh vj qi bwzkzv KwgwUi dvkvj c q U mn AvÂwjK Ges K v vi wfwëk bwzkzv KwgwU mg~ ni dvkvj c q UMY kvlv ch v q bwzkzv KwgwU MVb Kvh µg Z`viwK Ki Qb kvlvi c«avb Kg KZ vmy (Head of Branches) wbr wbr kvlvq KwgwUi dvkvj c q U (Focal Point) wn m e `vwqz c«vß n eb Ges kvlvq Kg iz Ab Kg KZ vm Yi g a _ K 24 Rb Kg KZ v ^ ^ kvlvi bwzkzv KwgwUi m`m e ` (Members) wn m e we ewpz n eb RvZxq ï vpvi KŠkj Kg cwikíbv I KvVv gv Z ewy Z welqmy jvi Av jv K mkj bwzkzv KwgwUi Kvh µg cwipvwjz n Q c ôv 2
1.2 bwzkzv KwgwUi mfv Av qvrb RyjvB 26Ryb 27 mg qi Rb cwikíbv A ±vei/16 ww m ^i/16 3q AbywôZ mfv dvkvj c q U 07wU jÿ gvîv 0 03 03 wemz 31//27, 28/02/27, 09/03/27, cök Z 0 0 04 03 27/03/27, 11/04/27, 28/05/27 Ges 21/06/27 Bs Zvwi L cövbg e vsk wjwg UW, cöavb Kvhv j qi bwzkzv KwgwUi mfv AbywôZ n q Q GQvovI cö Z K AvÂwjK bwzkzv KwgwUi mfvcwz (Chairman) cöwz 03 gv m GKevi AvÂwjK bwzkzv KwgwUi wbqwgz mfv AvnŸvb K i _v Kb Ges D³ mfvq RvZxq ï vpvi KŠkj Kg cwikíbv I KvVv gv Z ewy Z welq mg~n iæz mnkv i Av jvpbv KiZt wm vší M«nY Kiv n q _v K GQvovI c«z K K v vi wfwëk (Clusterwise) bwzkzv KwgwUi dvkvj c q U c«wzgv m GKevi bwzkzv KwgwUi wbqwgz mfv AvnŸvb K i _v Kb Ges D³ mfvq RvZxq ï vpvi KŠkj Kg cwikíbv I KvVv gv Z ewy Z welq mg~n iæz mnkv i Av jvpbv KiZt wm vší M«nY Kiv n q _v K cö Z K AvÂwjK bwzkzv KwgwU Zvi Aaxb Í K v vi wfwëk (Clusterwise) bwzkzv KwgwU Ges kvlv wfwëk (Branchwise) bwzkzv KwgwU mg~ ni Kvh µg wbqwgz Z`viwK Ki eb Ges c«z K K v vi wfwëk (Clusterwise) bwzkzv KwgwU Zvi Aaxb Í kvlv ch v qi bwzkzv KwgwU mg~ ni Kvh µg wbqwgz Z`viwK Ki eb c ôv 3
1.3 bwzkzv KwgwUi mycvwik ev Íevqb AbywôZ mfv 1 dvkvj c q U, 2 KZ cÿ RyjvB 26Ryb 27 mg qi Rb cwikíbv A ±vei/16 ww m ^i/16 3q 4 wu jÿ gvîv cök Z 0 0 0 0 1 1 3 3 bwzkzv KwgwUi wbqwgz mfvq ï vpvi KŠkj ev Íevq bi j ÿ cövbg e vsk wjwg UW Gi fwel Z Kibxq wewfbœ welq AZ ší iæz mnkv i A jvpbv Kiv n q Q Ges mswkøó mkj wwwfkb/ wefvm Gi AskMÖnY wbwðz Kivi wel q iæz Av ivc Kiv n q Q GQvovI e vs Ki AvÂwjK, K v vi Ges kvlv ch v q bwzkzv KwgwU MVb, dvkvj c q U wb qvm Ges KiYxq Avbylvw½K welq mg~n Ges ï vpvi wel q m PZbZv m wó/ e w i j ÿ RvZxq ˆ`wbK cwîkvq weávcb cöpv ii welqwu mfvq Av jvwpz n q Q Ges mfvq mywbw` ó w`k wb ` kbvi cö`vb Kiv n q Q bwzkzv KwgwUi mycvwik Abyhvqx ch vqµwgk fv e 8 wu AvÂwjK Ges 20 wu K v vi wfwëk bwzkzv KwgwU MVb Ges dvkvj c q U wb qvm Kiv n q Q Ges 145 wu kvlvq dvkvj c q U wb qvm mn kvlv ch v q bwzkzv KwgwU MV bi Rb cö qvrbxq w`k wb ` kbv cö`vb Kiv n q Q evsjv `k e vsk Gi wb ` kbv (m~î bs GmwW(NIS)57/27 124) Ges cövbg e vsk wjwg UW Gi bwzkzv KwgwUi mycvwik Abyhvqx wemz 31/03/27 Bs Zvwi L RvZxq ˆ`wbK cwîkv RbK Úi 16 bs c ôvq Ges ciewz Z 21/06/27 Bs Zvwi L RvZxq ˆ`wbK cwîkv mgkv ji 1 bs c ôvq ï vpvi wel q m PZbZv m wó/ e w i j ÿ weávcb cöpvi Kiv n q Q GQvovI bwzkzv KwgwUi mycvwik Abyhvqx ï vpvi PP vi Rb cö Yv`bv cö`v bi j ÿ ÓwiIqvW GÛ wikmwbkb cwjwmó Z ï vpvi mswkøó wel q e vsk Kg KZ v `i Ae`v bi Rb cyi vi cö`v bi welqwu GwcÖj Ryb, 27 gv mi g a AšÍf ~³ Kiv n q Q c ôv 4
1.4 ï vpvi dvkvj c q U wb qvm ï vpvi dvkvj c q U wb qvmk Z Rbve wrqvdi ingvb, wmwbqi Gw wkdwuf fvbm cöwm W U Ges gvbe m ú` wefvm cöavb RyjvB 26Ryb 27 mg qi Rb cwikíbv A ±vei/16 ww m ^i/16 3q Rb 174 Rb jÿ gvîv 0 1 Rb 0 173 Rb c~ e wb qvmk Z dvkvj c q U cövbg e vs Ki PvKzix n Z cök Z 0 1 Rb 0 173 Rb Ae vnwz MÖnY Kivq wemz 06/03/27 Bs Zvwi L bzzb dvkvj c q U wn m e Rbve wrqvdi ingvb, wmwbqi Gw wkdwuf fvbm cöwm W U Ges gvbe m ú` wefvm cöavb K wb qvm cö`vb Kiv nq Q (`vßwik Av ` ki Abywjwc mshy³) e vs Ki AvÂwjK, K v vi Ges kvlv ch v q bwzkzv KwgwU MVb c«m ½ wemz 28/03/27 Bs Zvwi L gvbe m ú` wefvm _ K GKwU BÝUªvKkb mvk yjvi Rvix Kiv n q Q (BÝUªvKkb mvk yjvi Gi Abywjwc mshy³) Ges D³ mvk yjvi Abyhvqx GwcÖj Ryb, 27 gv mi g a ch vqµwgk fv e 8 wu AvÂwjK, 20 wu K v vi wfwëk Ges 145 wu kvlv wfwëk bwzkzv KwgwU MVb Kiv n q Q (`vßwik Av `k mg~ ni Abywjwc mshy³) 1.5 ï vpvi dvkvj c q Ui `vwqz KZ e wbav iy I Kg e U b AšÍf ³KiY 2. m PZbZv e w 2.1 ï vpvi KŠkj ev Íevq b Kg KZv `i m PZbZv e w g~jk cöwkÿy cö`vb ï vpvi dvkvj c q Ui `vwqz KZ e wbav wiz I Kg e U b AšÍf ³ AbywôZ mfv GBPAvi Uªwbs GÛ W fjc g U m Uvi cöavb c ôv 5 GQvovI cöwzwu AvÂwjK, K v vi Ges kvlv wfwëk bwzkzv KwgwU mg~ ni c _K dvkvj c q U wba viy Kiv n q Q (`vßwik Av `k mg~ ni Abywjwc mshy³) 174 jÿ gvîv 1 173 ï vpvi KŠkj Kg cwikíbv ev Íevq bi D Ï k dvkvj cök Z 1 173 c q U Gi `vwqz I KZ e wba viy K i Kvh weeiyx Z AšÍf ~³ Kiv n q Q D jøl h, wemz 06/03/27 Bs Zvwi L GB m úwk Z GKwU `vßwik Av `k Rvix Kiv n q Q (`vßwik Av `k mg~ ni Abywjwc mshy³) 91 Rb jÿ gvîv 41 Rb 50 Rb bwzkzv KwgwUi wbqwgz mfvq welqwu Av jvwpz n q Q cök Z 41 Rb 50 Rb KwgwUi wm vší Abyhvqx ï vpvi KŠkj ev Íevq bi Rb e vs Ki Kg KZv `i m PZbZv e w i j ÿ dvd Ûkb Kv m i cvkvcvwk 27 Bs el n Z RvZxq ï vpvi KŠkj Kg cwikíbv welqk c _K cöwkÿy cö`v bi D ` vm MÖnY Kiv n q Q Ges e vs Ki GBPAvi Uªwbs GÛ W fjc g U m Uvi Gi evrmwik Kg cwikíbvq Zv AšÍf ~³ Kiv n q Q D jøl h, e vs Ki
2.2 Ab ` v Re cöwkÿymn Ab vb cöwkÿ Y RvZxq ï vpvi KŠkj AšÍ f ³KiY cöwkÿybv_x 1 GBPAvi Uªwbs GÛ W fjc g U m Uvi cöavb Kg KZv `i ï vpvi welqk wbqwgz cöwkÿy cö`vb Kiv n Q GQvovI BIBM Gi bwzkzv welqk cöwkÿy Kg kvjvq cövbg e vsk wjwg UW Gi cÿ _ K B Zvg a B e vs Ki KgKZ v `i K g bvbqb cö`vb Kiv Avi n q Q Ges gv bvbxz KgKZ vmy cöwkÿy Kg kvjvq Ask MÖnY Ki Qb 392 117 275 RvZxq ï vpvi KŠkj ev Íevq bi wel q m PZbZv e w g~jk c _K welq Uªwbs KvwiKzjv g AšÍf ~³ Kiv n q Q 117 275 3. ï vpvi PPv i Rb cö Yv`bv cö`vb 2 eªvâ buiqvk wwwfkb cöavb 3.1 ï vpvi cyi vi cö`vb cö`ë cyi vi 1 2 ˆbwZKZv KwgwU jÿ gvîv bwzkzv KwgwUi wbqwgz mfvq welqwu Av jvwpz n q Q KvgwUi wm vší Abyhvqx ï vpvi KŠkj ev Íevq bi Ask wn m e e vs Ki ï vpvi mswkøó wel q e vsk Kg KZ v `i Ae`v bi Rb cyi vi cö`v bi welqwu AšÍf ~³ Kivi Rb ˆbwZKZv KwgwUi mfvq wm vší M nxz nq 4. BMfb v Ý I mevi gvb DbœxZKiY 4.1 cwiewz Z dig v U wmwu Rb PvU vi ev Íevqb cwiewz Z dig v U wmwu Rb PvU vi I qfmvb U cökvwkz 4.2 B UÛvi PvjyKiY B UÛvi PvjyKiY B UÛvi myweav gv K wus wwwfkb cöavb d vwmwjwu g v br g U wwwfkb cöavb GQvovI bwzkzv KwgwUi mycvwik Abyhvqx ï vpvi PP vi Rb cö Yv`bv cö`v bi j ÿ ÓwiIqvW GÛ wikmwbkb cwjwmó Z ï vpvi mswkøó wel q e vsk Kg KZ v `i Ae`v bi Rb cyi vi cö`v bi welqwu AšÍf ~³ Kiv n q Q 1 jÿ gvîv MÖvnK ^v_ we epbvq wb q cövbg e vs Ki mg Í mev m ú K ch vß Z_ cövbg e vs Ki I qe mvb U cökvwkz Av Q Ges Zv wbqwgz fv e Z _ i nvjbvmv` Kiv nq I qemvbut https://primebank.com.bd/ 1 jÿ gvîv B UÛvi myweav PvjyKi Yi Rb cövbg e vs Ki cö Íve Ges mswkøó Z_ vw` B Zvg a B cî gvidz wemz 28/03/26 Bs Zvwi L (cî vik bs PBL (FMD)/ 26/ 6991) evsjv `k e vs Ki mswkøó wwcvu g Ui wbku ck Kiv n q Q c ôv 6
4.3 `icî/ Kv Ukb Avnevb bvwuk I qemvb U cökvk `icî/ Kv Ukb Avnevb bvwuk I qemvb U cökvk 4.4 wfwwi Kbdv iý AbywôZ wfwwi Kbdv iý 5. ^ QZv I Revew`wn 5.1 Awf hvm i Rb Awf hvm wb úwë Kg KZv (AwbK) wb qvm 5.2 `ªæZZg mg q Awf hvm wb úwë /mswkøó e w³ K AewnZKiY 5.3 Z_ AwaKvi AvB bi AvIZvq `vwqz cövß Kg KZv g bvbqb I Avwcj KZ cÿ wb qvm d vwmwjwu g v br g U wwwfkb cöavb 1 d vwmwjwu g v br g U wwwfkb cöavb 2 AvBwU wwwfkb cöavb AwbK wb qvmk Z 1 Awf hvm wb úwëk Z/mswkøó e w³ AewnZ `vwqz cövß Kg KZv g bvbxz I Avwcj KZ cÿ wb qvmk Z 2 mvwf m KvqvwjwU wwcvu g U cöavb mvwf m KvqvwjwU wwcvu g U cöavb RyjvB 26Ryb 27 mg qi Rb cwikíbv A ±vei/16 ww m ^i/16 3q 1 52 jÿ gvîv 15 15 37 37 GB mevwu B Zvg a B cövbg e vs Ki I qe wvkvbvq mwbœ ewkz Av Q I qemvbut https://www.primebank.com.bd/index.php/hom e/tender jÿ gvîv cövbg e vsk wjwg UW Gi cöavb Kvh vjq _ K Ab vb h Kvb kvlv/ Awd m wfwwi Kbdv iý Gi gva g hvmv hv Mi h_vh_ e e v Kiv n q Q cö qvrb Abyhvqx wfwwi Kbdv iý AbywôZ n q _v K 14 jÿ gvîv cöavb Kvh vjq mn mkj wefvmxq kn ii Rb `vwqz cövß AwbK i q Qb Ges G m úwk Z we ÍvwiZ Z_ cövbg e vs Ki I qe mvb Ui wbw` ó U ve ÓKg cøbb mjó G cökvwkz Av Q I qemvbut https://www.primebank.com.bd/index.php/hom e/complaint jÿ gvîv 63 61 45 66 Awf hvm mswkøó e w³ K h_vh_ fv e AewnZ Kiv nq 54 55 39 62 mvaviyz Awf hvm cövwßi ci 3 w` bi g a Zv wb úwë Kiv n q _v K wkš Awf hv Mi ai bi Dci wfwë K i wb úwëi mg q ZviZg N U _v K 02 Rb jÿ gvîv 02 wemz 13//27 Bs Zvwi L Z_ AwaKvi AvB bi AvIZvq cövbg e vsk wjwg UW Gi c ÿ `vwqz cövß Kg KZ v g bvbqb 02 Ges Avwcj KZ cÿ wb qvm cö`vb Kviv i q Q `vwqz cövß Kg KZ v: Rbve wrqvdi ingvb wmwbqi Gw wkdwuf fvbm cöwm W U Ges gvbe m ú` wefvm cªavb c ôv 7
cövbg e vsk wjwg UW, cöavb Kvh vjq, XvKv 5.4 Z_ AwaKvi AvB bi AvIZvq `vwqz cövß Kg KZv i bvg I qemvb U cökvk 5.5 ^cö Yvw`Z Z_ cökvk wb ` wkkv cöyqb 6. D vebx D ` vm `vwqz cövß Kg KZv i bvg I hvmv hv Mi wvkvbv I qemvb U cökvk Z_ cökvk wb ` wkkv I qemvb U cökvwkz 6.1 B bv fkb wug MVb B bv fkb wug MwVZ gv K wus wwwfkb cöavb gv K wus wwwfkb cöavb Avwcj KZ cÿ: Rbve Avn g` Kvgvj Lvb PŠayix cwipvjk cövbg e vsk wjwg UW, cöavb Kvh vjq, XvKv jÿ gvîv Z_ AwaKvi AvB bi AvIZvq `vwqz cövß Kg KZv g bvbqb I wb qvm cöwkªqv n q Q Ges `vwqz cövß Kg KZv i bvg I hvmv hv Mi wvkvbv `vßwik Av `k Gi gva g cöpvi Kiv n q Q (`vßwik Av `k Gi Abywjwc mshy³) jÿ gvîv e vs Ki I qemvb U ^cö Yvw`Zfv e Z_ cökvk Kiv n q _v K ZvwiL ˆbwZKZv KwgwU jÿ gvîv bwzkzv KwgwUi wbqwgz mfvq welqwu Av jvwpz n q Q B bv fkb wug /KwgwU MV bi welqwu ez gv b cöwµqvaxb i q Q GB wel q evsjv `k e vs Ki bwzkzv KwgwUi KvQ _ K mywbw` ô w`k wb ` kbv PvIqvi e vcv i mfvq wm vší M nxz n q Q mfvi wm vší Abyhvqx c` ÿc MÖnY Kiv n q Q wemz 11/05/27 Bs Zvwi L B bv fkb wug MVb Kiv n q Q ciewz Z 30/05/27 Ges 22/06/27 Bs Zvwi L B bv fkb wu gi mfv AbywôZ n q Q 6.2 B bv fkb wug KZ K Dc vwcz D vebx aviyv (Innovative Idea) ev Íevqb ev ÍevwqZ D vebx aviyv jÿ gvîv wemz 30/05/27 Ges 22/06/27 Bs Zvwi L B bv fkb wu gi mfv AbywôZ n q Q mfvq MYcÖRvZš x evsjv `k mikvi Gi gwš cwil` wefvm KZ K cökvwkz D veb Kg cwikíbv cöyqb I g~j vqb wb ` wkkv, 25 Ges MYcÖRvZš x evsjv `k mikvi Gi cöavbgš xi Kvh vjq _ K cökvwkz bvmwik mevq D veb mnvwqkv Abymi b B bv fkb wu gi Kvh cwiwa welqwu wek`fv e Av jvpbv Kiv n q Q B bv fkb wu gi Kvh cwiwa P ovší KiY mv c ÿ 2728 m bi g a D vebx aviyv (Innovative Idea) ev Íevqb Gi KvR ïiæ Kiv n e c ôv 8
e w³/cökvmw bk 7. Kvh vj qi ï vpvi mswkøó h Kvb Kvh µg (cöavb Kvh vjq) 7.1 Code of Conduct p o s 8. ev RU eiv 8.1 ï vpvi msµvší wewfbœ Kvh µg ev Íevq bi Rb AvbygvwbK (Indicative) ev RU eiv eivïk Z A_ jÿ UvKv 1 dvkvj c q U 2 RyjvB 26Ryb 27 mg qi Rb cwikíbv A ±vei/16 ww m ^i/16 3q jÿ gvîv Code of Conduct cöyqb I ev Íevqb Gi Rb e vs Ki PvKzix wewa Z ÓEmployee Conduct & Discipline Ges Code of Ethics and Business Conduct bv g c _K cwjwm AšÍf ~³ Kiv n q Q Ges Zv h_vh_ fv e Abymib Kiv nq jÿ gvîv bwzkzv KwgwUi wbqwgz mfvq welqwu Av jvwpz n q Q ev RU cöyq bi Rb mswkøó wefvm mg~n K AewnZ Kivi wel q mfvq wm vší MÖnY Kiv n q Q cövbg e vsk wjwg UW Gi ï vpvi KŠkj ev Íevq bi mv _ m ú ³ mswkøó mkj wwwfkb/ wefvm _ K Zv `i evrmwik Kg m~pxi mv _ mvgäm i L hb ev RU cö ÍyZ wbwðz Kiv nq m welqwu Av jvpbvq iæz cö`vb Kiv n q Q 9. cwiexÿy D jøl h, ï vpvi KŠkj ev Íevq bi Rb h Kvb wel q cö qvrbxq Li Pi e vcv i A_ eiv i q Q 9.1 RvZxq ï vpvi KŠkj Kg cwikíbv I cwiexÿy KvVv gv cöyqb 9.2 D Zb Kvh vj q cwiexÿy cöwz e`b `vwlj cwiexÿy KvVv gv cöyxz cwiexÿy cöwz e`b `vwljk Z ZvwiL 1 dvkvj c q U 2 dvkvj c q U jÿ gvîv Kg cwikíbv I cwiexÿy KvVv gv cöyqb Kiv n q Q 03 jÿ gvîv wbqwgz ˆÎgvwmK wfwë Z cöwz e`b `vwlj n q _v K Rbve wrqvdi ingvb wmwbqi Gw wkdwuf fvbm cöwm W U Ges gvbe m ú` wefvm cöavb dvkvj c q U, RvZxq ï vpvi KŠkj ev Íevqb welqk ˆbwZKZv KwgwU, cövbg e vsk wjwg UW c ôv 9