Resident Individual Account Opening Form (Hindi).cdr

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2 {ddau 1 bm AmdoXH$ 2 am AmdoXH$ \ $S> H$m òmov* nvm * dovz ì`mnma Cnhma àmo\o$ezb IwXH$m/n[adma H$r [_pëh$`v dmbm H $nzr Ûmam àxmz [H$`m J`m {Zdoe [H$amE na dovz ì`mnma Cnhma àmo\o$ezb IwXH$m/n[adma H$r [_pëh$`v dmbm H $nzr Ûmam àxmz [H$`m J`m {Zdoe [H$amE na AmYma g»`m* x x x x x x x x H $n`m AnZo AmYma g»`m Ho$ A [V_ 4 A H$ à[d[ï H$ao x x x x x x x x H $n`m AnZo AmYma g»`m Ho$ A [V_ 4 A H$ à[d[ï H$ao _ EZnrgrAmB _ na na AnZm AmYma grs> H$aZm MmhVm/MmhVr hÿ, Vm{H$ _oao ImVo _ ^mav gah$ma go S>m`aoŠQ> ~ozo{µ\$q> Q >m g\$a (S>r~rQ>r) H$m bm^ {_b gho$& _ A~ ~ H$ Ho$ AnZo nwamzo ImVo _ S>r~rQ>r bm^ àmá H$aZm MmhVm/MmhVr& _ ñdoàn>m go B S> ~ H$ H$mo ^mav gah$ma go S>r~rQ>r/gpãgS>r àmá H$aZo Ho$ CÔoí` go UIDAI go _oar Om±M, AmYma H$mo _oao ImVo Am a J«mhH$ àmo\$mbb (CIF) go qbh$ H$aZo Ho$ {b`o _oao AmYma {ddau H$m BñVo_mb H$aZo H$s AZw_{V XoVm/XoVr hÿ & _wpo AmYma Z ~a Ho$ BñVo_mb H$s OmZH$mar h, Am a O_m H$s J`r Bg OmZH$mar H$m BñVo_mb D$na {X`o J`o CÔoí` Ho$ Abmdm {H$gr ^r CÔoí` go {H$`m Om`oJm& _ EZnrgrAmB _ na na AnZm AmYma grs> H$aZm MmhVm/MmhVr hÿ, Vm{H$ _oao ImVo _ ^mav gah$ma go S>m`aoŠQ> ~ozo{µ\$q> Q >m g\$a (S>r~rQ>r) H$m bm^ {_b gho$& _ A~ ~ H$ Ho$ AnZo nwamzo ImVo _ S>r~rQ>r bm^ àmá H$aZm MmhVm/MmhVr& _ ñdoàn>m go B S> ~ H$ H$mo ^mav gah$ma go S>r~rQ>r/gpãgS>r àmá H$aZo Ho$ CÔoí` go UIDAI go _oar Om±M, AmYma H$mo _oao ImVo Am a J«mhH$ àmo\$mbb (CIF) go qbh$ H$aZo Ho$ {b`o _oao AmYma {ddau H$m BñVo_mb H$aZo H$s AZw_{V XoVm/XoVr hÿ & _wpo AmYma Z ~a Ho$ BñVo_mb H$s OmZH$mar h, Am a O_m H$s J`r Bg OmZH$mar H$m BñVo_mb D$na {X`o J`o CÔoí` Ho$ Abmdm {H$gr ^r CÔoí` go {H$`m Om`oJm& hñvmja (AmYma grqs>j Ho$ [be A[Zdm` ) hñvmja (AmYma grqs>j Ho$ [be A[Zdm` ) nhbo AmdoXH$ Ho$ gmw [aívm qgjb AmBXa `m gdm Bda** H$moB EH$ `m gdm Bda** nyd dvu `m gdm Bda** g `wº$ ê$n go** (H $n`m ñnï> H$a ) gmd{y O_m Ho$ {be: CnamoŠV _ S>oQ> {H$gr ^r g_` nyd n[anšdvm AmhaU na bmjy hmojm, {Og_ g^r YmaH$ ~pëh$ {H$gr EH$ H$s _ Ë`w em{_b hmojr& **g `wšv gmd{y O_m Ho$ _m_bo _ 'H$moB `m CÎmaOrdr', 'H$moB ^r `m CÎmaOrdr' `m 'nhbo H$m `m CÎmaOrdr' Ho$ ê$n _ n[ammbz {ZX}e aizo dmbm, `h ~ H$ g ~ {YV XñVmdoOm Ho$ gmw O gm g_`g_` na ~ H$ Ûmam {Z{X ï> {H$`m J`m hmo n[ammbz {ZX}em Ho$ AZwgma àmá Eogo AZwamoY Ho$ _m_bo _ n[anšdvm go nhbo O_m/Am Ho$ ^wjvmz H$aoJm& `hr O_m H$s n[anšdvm go nhbo g `wº$ O_mH$Vm Am H$s _ Ë`w H$s pñw{v _ ^r bmjy hmojm& n[anšdvm go nhbo Eogm H$moB ^r nwz^w JVmZ O_mH$Vm Am Ho$ Zm{_V/H$mZyZr CÎmam{YH$mar `m CZHo$ AYrZ Xmdm H$aZo dmbo {H$gr ^r ì`{º$, Omo `ht VH$ gr{_v hmojm, g^r g ~ {YVm Ho$ {be ~ H$ Xm{`Ëdm Ho$ d Y {Zd hz H$m JR>Z H$aoJm& WmoH$ O_m Ho$ {be, AnZr gmd{y O_m na H $n`m h_mar do~gmbq> na Q>rE S>gr Ho$ {be O_m Zr{V XoI & A[V[aº$ [ddau (* Ho$ gmw g^r joì A[Zdm` h ) {ddau 1 bm AmdoXH$ 2 am AmdoXH$ e {jh$ `mo½`vm: *noem n{ammbz H$m _mos> (n[an¹$vm/~ X ^wjvmz Ho$ gmw bmjy) CËnmX {OZ_ é{m aivo h : ^y{_ hmopës >J H$m {ddau* (`{X Cn`w ŠV na {Q>H$ {H$`m J`m ì`mdgm` H $fh$ h Vmo H $n`m {ddau àxmz H$a ): noem (`[X ñd` H$m` av h ): *ì`mnma/cúmoj H$m joì: *g JR>Z H$s àh ${V: *_m{gh$ Am`: AZw_m[ZV ZH$Xr bozxoz (`à[v _mh): nmoñq> J«oOwEQ> J«oOwEQ A S>a J«oOwEQ> àmo\o$ezb Am Q>mo bmoz ng Zb bmoz JmoëS> bmoz J h bmoz Qy>ìhrba bmoz H«o${S>Q> H$mS> ²g dovz goë\$ Eåßbm `S goë\$ Eåßbm `S> àmo\o$ezb godm{zd Îm J {hur N>mÌ [H gmz 1 go 5 EH$a 5 go 10 EH$a > 10 EH$a 1 go 5 EH$a 5 go 10 EH$a > 10 EH$a AZw~ Y IoVr S>m ŠQ>a dh$sb B Or{Z`a AmH$s Q>oŠQ> gregreg _oý`y. [a`b EñQ>oQ> ì`mnmar ~w{b`z ñq>m H$ ~«moh$a H ${f AmB Q>r gbmhh$ma _m{bh$mzm ^mjrxmar AgyMr~Õ H $. gymr~õ H $. E_EZgr nreg`y / gah$mar gošq>a ` 25,000 VH$ ` 25,000 go ` 50,000 ` 50,001 go ` 1 bmi ` 3 bmi go 4.99 bmi ` 10 bmi go 25 bmi ` 1 Lac go 2.99 bmi ` 5 bmi go 9.99 bmi ` 25 bmi go D$na nmoñq> J«oOwEQ> J«oOwEQ A S>a J«oOwEQ> àmo\o$ezb Am Q>mo bmoz ng Zb bmoz JmoëS> bmoz J h bmoz Qy>ìhrba bmoz H«o${S>Q> H$mS> ²g dovz goë\$ Eåßbm `S goë\$ Eåßbm `S> àmo\o$ezb godm{zd Îm J {hur N>mÌ [H gmz AZw~ Y IoVr S>m ŠQ>a dh$sb B Or{Z`a AmH$s Q>oŠQ> gregreg _oý`y. [a`b EñQ>oQ> ì`mnmar ~w{b`z ñq>m H$ ~«moh$a H ${f AmB Q>r gbmhh$ma _m{bh$mzm ^mjrxmar AgyMr~Õ H $. gymr~õ H $. E_EZgr nreg`y / gah$mar gošq>a ` 25,000 VH$ ` 25,000 go ` 50,000 ` 50,001 go ` 1 bmi ` 3 bmi go 4.99 bmi ` 10 bmi go 25 bmi ` 1 Lac go 2.99 bmi ` 5 bmi go 9.99 bmi ` 25 bmi go D$na à[v Ho$ AZwgma KmofUm E\$EQ>rgrE/grAmaEg*: AmnH$m OÝ_ Xoe H$a {Zdmgr ^mav ^mav ^mav Ho$ Abmdm ^mav Ho$ Abmdm (`{X CnamoŠV _ go {H$gr H$m ^r CÎma '^mav Ho$ Abmdm ' h Vmo H $n`m ì`{º$`m Ho$ {be E\$EQ>rgrE/ gramaeg AZwb¾H$ àñvwv H$a )& {Z`_ d evm Ho$ {be, na OmE ) Page 2 AmnH$m OÝ_ Xoe H$a {Zdmgr ^mav ^mav ^mav Ho$ Abmdm ^mav Ho$ Abmdm (`{X CnamoŠV _ go {H$gr H$m ^r CÎma '^mav Ho$ Abmdm ' h Vmo H $n`m ì`{º$`m Ho$ {be E\$EQ>rgrE/ gramaeg AZwb¾H$ àñvwv H$a )& {Z`_ d evm Ho$ {be, na OmE )

3 nhbm AmdoXH$ H$m nvm {ddau (H $n`m {ZH$Q>V_ b S>_mH $ àxmz H$a ) g Mma nvm*: (H $n`m [H$gr EH$ H$mo MwZo) ñwm`r nvm nvm n {º$ 1 nvm n {º$ 2 ñwm`r {Zdmg H$m`m b` nvo H$m à_mu*: ñwm`r {Zdmg H$m`m b` (g^r bmjy na {Q>H$ H$a ) {ZH$Q>V_ b S>_mH $ eha: amá`: {nz: {Zdmg nvm nvm n {º$ 1 nvm n {º$ 2 {ZH$Q>V_ b S>_mH $ ñwm`r nvo Ho$ AZwgma hr eha: amá`: {nz: H$m`m b` H$m nvm nvm n {º$ 1 nvm n {º$ 2 {ZH$Q>V_ b S>_mH $ eha: amá`: {nz: H $n`m MoH$ ~m Šg na {Q>H$ H$a `{X g `wº$ ImVm YmaH$ (2 AmdoXH$) H$m g Mma nvm àmw{_h$ ImVm YmaH$ (1 AmdoXH$) go AbJ h & H $n`m EH$ AbJ µ\$m_ _ g Mma nvm {ddau ^a gmd{y/amdvu O_m gmd{y O_m AmdVu O_m gmd{y O_m: MoH$ Z.: H$m`m b`: _mh {XZ ZH$X: ã`mo$xa: % AmdVu O_m: ZH$X: _m{gh$ So>{~Q> H$s {V{W: Ad{Y: _mh ã`mo ^wjvmz \«$s¹ $gr (Ho$db O_m am{e Ho$ {be ^a > 180 {XZ): n[an¹$vm {ZX}e n{ammbz H$m _mos> (n[an¹$vm/~ X ^wjvmz Ho$ gmw bmjy): ñdrn {ZX}e nwz{z doe nwzz dr _yb Am a ã`mo H$m ^wjvmz nwzz dr Z H$a # qbšs> B S> ~ H$ ImVo _ H«o${S>Q (S>rS>r) nwz{z doe [dh$ën 1 [dh$ën 2 _m{gh$ ^wjvmz EZB E\$Q>r Ho$ {be AmB Eµ\$Eggr H$moS>: $ # 180 {XZ go H$_ `m ~am~a Ad{Y dmbo gmd{y O_mAm na ã`mo (gab) Ho$db Eogo O_m H$s n[anšdvm {V{W na ^wjvmz {H$`m OmEJm& {Ow S>m hþam Mmby/ ~MV ImVm àma {^H$ ^wjvmz, ã`mo / n[anšdvm ^wjvmz Am a gw{dym _ ñdrn Ho$ {be bmjy hmojm, `{X M`{ZV hwam& 'g_`nyd {ZH$mgr H$s AZw_{V h ' `moozm Ho$ VhV ~wh$ H$s JB O_mAm Ho$ {be ZdrH$aU Ho$ _m_bo _, BZ O_mAm H$mo A~ VH$ H$s _m OyXm ã`mo Xa na 'g_`nyd {ZH$mgr H$s AZw_{V h ' `moozm _ S>mb {X`m OmEJm& `{X Q>rS>rEg H$mQ>Zm h, Vmo H $n`m Bg \$m _ Ho$ gmw Am`H$a Ny>Q> nì O_m H$a & {d{eï> AZwamoY Ho$ A^md _, AmnHo$ Zm ZB {S>{dOwAb/ B {S>{dOwAb ImVo Ho$ {be ñwm{nv Am naoeýg H$m _m OyXm _mos> g^r Q>_ {S>nm {OQ> Am naoe g Ho$ {be bmjy hmovm h So>{~Q> H$mS > 1 bm YmaH$ 2 am YmaH$ S>m`aoŠQ> ~ qh$j {g½zoma ßbg {g½zoma ßbg ßbg ßbg nwz{z doe nwzz dr Z H$a ImVm Z.: H$mS> Q>mBn do[ae Q> Eå~m g {H$`m OmZo dmbm Zm A Vam îq >r` Kaoby A Vam îq >r` Kaoby *VËH$mb {H$Q> Ho$ _mü`_ go ImVm ImobZo Ho$ {be, `{X Amn EH$ ì`{º$jv So>{~Q> H$mS > MmhVo h Omo {H$Q> _ {XE JE go AbJ àh$ma H$m hmo, Vmo H $n`m AnZr Amdí`H$Vm VËH$mb EH$Zm boo_oýq> pñbn _ _mh $ H$a & [S>[OQ>b ~ qh$j ìhmq>²gen na ~ qh$j ZoQ ~ qh$j (ZoQ> ~ qh$j {nz AmnHo$ n OrH $V g Mma nvo na ^oom OmEJm, AJa AmnZo So>{~Q> H$mS > H$m {dh$ën MwZm h )& ~ b g AbQ> ²g**: Š`m Amn AnZo _mo~mbb na EH$mC Q> ~ b g ^oozo go AbJ EgE_Eg AbQ²> g MmhVo h? \«$s¹ $gr So>br drh$br ~ b g A{YgyMZm Ho$ {be ewëh$ Am a à^ma Ho$ {be, H $n`m h_mar à^ma AZwgyMr (EgAmogr) XoI & {Z`_ Am a ev] bmjy& ^wjvmz Page 3

4 \$m_ Z. 60 (n Z H$mS > Ho$ A^md _ ) 1. Zm_ 2. OÝ_ {V{W 3. {nvm H$m Zm_ (ì`{º$ Ho$ _m_bo _ ): 4. âb Q>/ H$_am Z.: 6. n[aga H$m Zm_: 8. g S>H$/ Jbr/ boz: 10. H$ñ~m/ eha : 13. {nz H$moS : 5. _ {Ob Z.: 7. ãbm H$ Zm_/ Z.: 9. joì/ ñwmz 11. {Oëhm 12. amá` 14. Q>obr\$moZ Z ~a (EgQ>rS>r H$moS> Ho$ gmw) 15. _mo~mbb Z ~a 16. bozxoz Ho$ am{e (`) 17. bozxoz {XZm H$ 18. g `wº$ Zm bozxoz Ho$ _m_bo _, bozxoz _ em{_b ì`{º$`m H$s g»`m 19. bozxoz H$m _mos> ZH$X MoH$ H$mS> S >mâq>/ ~ H$g MoH$ Am ZbmBZ Q >m g\$a 20. `yamb S>rEAmB Ûmam Omar AmYma g»`m (`{X hmo) 21. `{X n Z Ho$ {be AmdoXZ {H$`m J`m h Am a `h A^r VH$ {_bm h Vmo AmdoXZ H$s {XZm H$ Am a EH$ZmboO_ Q> Z S>mb 22. `{X n Z Ho$ {be AmdoXZ {H$`m J`m h, Vmo Hw$b AZw_m{ZV Am` ^a (Am`H$a A{Y{Z`_, 1961 H$s Ymam 64 Ho$ AZwgma OrdZgmWr Zm~m{bJ ~ƒo Am{X H$s Am` g{hv) {dîm df Ho$ {be {Og_ CnamoŠV bozxoz amoh$m J`m h E. H ${f Am` (`) ~r. H ${f Am` Ho$ Abmdm (`) 23. H$m b_ 1 _ nhmmz Ho$ g_w Z _ noe {H$E OmZo dmbo XñVmdoµOm H$m {ddau XñVmdoµO H$moS> XñVmdoµO Omar H$aZo dmbo àm{yh$mar Zm_ Am a nvm XñVmdoO nhmmz g»`m 24. H$m b_ 4 go 13 _ nvo Ho$ g_w Z _ noe {H$E OmZo dmbo XñVmdoµOm H$m {ddau XñVmdoµO H$moS>> XñVmdoO nhmmz g»`m _, XñVmdoµO Omar H$aZo dmbo àm{yh$mar Zm_ Am a nvm: gë`mnz KmofUm H$aVm hÿ±/h$avr hÿ± {H$ Cna H$hm J`m _oao kmz Am a {dídmg Ho$ AZwgma ghr h & _ AmJo KmofUm H$aVm/H$aVr hÿ± {H$ _oam ñwm`r ImVm g»`m h Am a _oar/ h_mar AZw_m{ZV Hw$b Am` (Am`H$a A{Y{Z`_, 1961 H$s Ymam 64 Ho$ AZwgma OrdZgmWr Zm~m{bJ ~ƒo Am{X H$s Am` ^r em{_b h ) Am`H$a A{Y{Z`_, 1961 Ho$ àmdymzm Ho$ AZwgma {dîmr` df Ho$ {be h {Og_ CnamoŠV bozxoz AmVm h dh H$a Xm`ao _ Z AmZo dmbr A{YH$V_ am{e H$s VwbZm _ H$_ h & AmO gë`m{nv, Ho$ {XZ 20 ñwmz (KmofH$ Ho$ hñvmja) Ü`mZ X : 1. KmofUmnÌ na hñvmja H$aZo go nhbo, KmofH$ H$mo ñd` g Vwï> hmozm Mm{hE {H$ Bg ànì _ àñvwv OmZH$mar gm h, ghr Am a g^r _m_bm _ nyar h & KmofUm _ PyR>m ~`mz XoZo dmbm H$moB ^r ì`{º$ Am`H$a A{Y{Z`_ 1961 H$s Ymam 277 Ho$ VhV _wh$x_m MbmZo Ho$ {be CÎmaXm`r hmojm, Am a gom Ho$ {be X S>Zr` hmojm& (1) Eogo _m_bo _ O Q>mb {X`m H$a nƒrg bmi én`o go A{YH$ h, d H$R>moa H$mamdmg Ho$ gmw Omo N>h _hrzo go H$_ hmojm ~pëh$ Omo gmv gmb VH$ ~ T> gh$vm h Ow_m Zo Ho$ gmw; (2) {H$gr ^r _m_bo _, H$R>moa H$mamdmg Ho$ gmw Omo VrZ _hrzo go H$_ hmojm ~pëh$ Omo Xmo gmb VH$ ~ T> gh$vm h Ow_m Zo Ho$ gmw; 2. ì`{º$ Omo KmofUm ñdrh$ma H$aVm h Cgo KmofUm ñdrh$ma H$aZr Mm{hE O Am` H$s am{e H$s àh ${V Am`Q>_ 22 ~r _ g X{^ V A{YH$V_ am{e go A{YH$ hmo Omo H$a Ho$ Xm`ao _ h, O~ VH$ n Z Ho$ {be AmdoXZ {H$`m h Am a H$m b_ 21 {d{ydv ^am J`m h & Page 4

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CÎmaOrdr/ `m H$mo Eogm ^wjvmz ~ H$ H$mo d Y _w{º$ XoZm hmojm& _ / h_ gh_{v XoVm/XoVr hÿ±/xovo h gh_{v XoVm/XoVr/XoVo {dnuz CÔoí`m Ho$ {be Q>obr\$moZ/ _mo~mbb/ EgE_Eg/ B _ob Ho$ _mü`_ go ~ H$/ BgHo$ EO Q>m Ûmam OmZH$mar/ godm AÚVZ Am a CËnmX AÚVZ Am{X àmá H$aZo Ho$ {be& _ / h_ nw{ï> H$aVm hÿ±/ H$aVr hÿ±/ H$aVo _ Zo/ h_zo CnamoŠV KmofUm n T> Am a g_p br h, Am a \$m_ na H$amB JB g nh $ OmZH$mar ghr h & H$åµ\$Q> ImVo Ho$ {be _oao ImVo _ H$moB dovz H«o${S>Q> Z hmozo Ho$ _m_bo _, ~ H$ AnZo {ddoh$ na {H$gr ^r AmJo H$s gymzm Ho$ {~Zm g^r bm^ dmng bo gh$vm hÿ±/g_pvr hÿ± Omo dovz ImVm YmaH$m Ho$ {be àxmz {H$E JE h. _ g_pvm hÿ± /g_pvr hÿ± {H$ dovz ImVo Ho$ A VJ V H$moB ^r bm^ Bg lour Ho$ A VJ V nmì h O~ ImVm gm_wm Bg_ AmVm hmo. gmw hr _ B S> ~ H$ H$mo A{YH $V H$aVm/H$aVr hÿ AnZo dovz ImVo H$mo ~MV ImVo _ n[ad{v V H$aZo Ho$ {be, _oao {Z`moº$m go nw{ï> àmá H$aZo Ho$ AmYma na& BgHo$ Abmdm, ~ H$ H$mo _oao dovz ImVo H$mo {Z`{_V ImVo _ n[ad{v V H$aZo H$m {ddoh$ h bjmvma 3 _hrzo _oao ImVo _ H$moB dovz H«o${S>Q> Z hmozo Ho$ _m_bo _ `m {Z`moº$m Ho$ ñva na Xo` Zmo{Q>g Ho$ gmw dovz ImVm àñvmd dmng bo {b`m J`m hmo. Bg Vah H$s KQ>ZmAm _, _ gm_mý` ~MV ImVo Ho$ ê$n _ ImVo Ho$ gvv g MmbZ Ho$ {be emim H$m Xm am H$ê $Jm/H$ê $Jr Am a Ho$dmB gr Amdí`H$Vm nyam H$ê $Jm/H$ê $Jr& AJa _ ~ H$ H$s Amdí`H$Vm H$m nmbz H$aZo _ {d\$b ahm/ahr Vmo, ~ H$ AmJo H$s gymzm Ho$ {~Zm n[ammbzm H$mo {Zb {~V `m ImVo H$mo ~ X H$a gh$vr h & _ nw{ï> H$aVm/H$aVr hÿ± {H$ _ {ddmx H$ê $Jm/H$ê $Jr Am a B S> ~ H$ Ho$ pibm\$ H$moB H$mZyZr H$ma dmb H$ê $Jm/H$ê $Jr ImVo H$s pñw{v Ho$ Eogo YZàofU/ ê$nm VaU H$s& Zm~m{bJ Ho$ ImVo Ho$ {be OZH$/ àmh ${VH$ A{^^mdH$ H$m Zm _ EVÔÛmam KmofUm H$aVm hÿ±/h$avr hÿ± {H$ D$na Zm~m{bJ Omo _oam h Ho$ OÝ_ H$s VmarI h Am a _ CgH$s/ CgH$m àmh ${VH$ Am a d Y A{^^mdH$ {Z`wº$ hÿ AXmbV Ho$ {XZm H$ {XZm {H$V Ho$ AmXoe Ûmam (à{v{b{n g b½z)& _ CŠV Zm~m{bJ Ho$ ^{dî` Ho$ {H$gr ^r {ddau Ho$ g^r bozxoz H$m à{v{z{yëd H$ê $Jm/H$ê $Jr, CnamoŠV ImVo _ O~ VH$ CŠV Zm~m{bJ ~m{bj hmo OmVm/OmVr& _ CŠV Zm~m{bJ Ho$ Xmdo Ho$ pibm\$ B S> ~ H$ H$mo j{vny{v H$m {Oå_m bovm/bovr hÿ CgH$s/ CgHo$ ImVo _ {H$E JE {H$gr ^r YZ {ZH$mg/ bozxoz Ho$ {be& 1 bm AmdoXH$ hm{b`m nmgnmoq> AmH$ma H$m \$moq>moj«m\$ (nyao na hñvmja) 1bm AmdoXH$ Zm_ {XZm H$: 1 bm AmdoXH$ hñvmja 2 am AmdoXH$ hm{b`m nmgnmoq> AmH$ma H$m \$moq>moj«m\$ (nyao na hñvmja) 2 am AmdoXH$ Zm_ 2 am AmdoXH$ hñvmja {XZm H$: Page 5

6 dovz g ~ Ym Ho$ {be _ / h_ AnZo H$_ Mmar H$s nhmmz, \$moq>mo, nvm Am a hñvmja H$s nw{ï> H$aVm/H$aVr hÿ±/h$avo h O gm \$m_ _ Cëbo{IV h. H$_ Mmar H$m dovz h ` à._m. H$m nm}aoq> H$m Zm_: àm{yh $V hñvmjah$vm H$m Zm_: nvm: {XZm H$: H $nzr ñq>mån Ho$ gmw àm{yh $V hñvmjah$vm Ho$ hñvmja geó ~b dovz g ~ Ym Ho$ {be _ / h_ nhmmz, \$moq>mo, nvm Am a hñvmja H$s nw{ï> H$aVo h O gm \$m_ _ C o{iv h Ho$ Zm_ Ho$: g{d g Z.: a H$: B H$mB H$s/ ñq>oez ao{o_ Q>/ H$mßg {XZm H$: D D M M Y Y Y Y Zm_, hñvmja Am a ñq>mån: Amogr/ ES>OwQ> Q> g{md {Obm g {ZH$ ~mos > ~ H$ Ho$ BñVo_mb Ho$ {be EgAmoEb/ emim H$moS>: J«mhH$ AmB S>r: ImVm Z.: àma {^H$ YZ g ~ {YV {ddau: Q>rEŠgEZ Z.: {XZm H$: Š`m `h J«mhH$ nrb nr (nm {b{q>h$br EŠgnmoÁS> ng Z) h? doë`y {XZm H$: ì`mnma g_yh: gre_ H ${nq>b Am a H$_mo{S>Q>r ~moma gramb H$m nm}aoq> Am a g ñwmjv E\$AmB {dîmr` g ñwmz AmaQ>rIwXam EgE_ bkw Am a _Ü`_ CÚ_ nreg gmd O{ZH$ joì ~r~r {~OZog ~ qh$j M Zb H$m Zm_: AmaE_ Zm_: AmaE_ B grez: H$m nm}aoq> H$moS>: (H$åµ\$Q> ImVo Ho$ {be) gmd{y O_m Ho$ {be doë`y {V{W: {XZm H$: D D M M Y Y Y Y _m` EH$mC Q> _m` Z ~a g X^ Z \$m_ 60 bmjy Kaoby {ddau: AmdoXH$ (H$m ) H$m Kaoby _ àmw{_h$ Jm U ImVm h &> `{X Jm U h : àw_ AmdoXH$ Ho$ gmw [aívm: àmw{_h$ ImVm J«mhH$ AmB S>r/ Eon Z.: Kaoby AmB S>r amzm/ Kaoby go Omo S>Zo H$m g ~ Y à_mu Kaoby AmB S>r (`{X nhbo go ~ZmB JB h ): àmw{_h$ ImVm Zm_: J«mhH$ ì`{º$jv ê$n go {_bm gmo{gªj E½OrŠ`y{Q>d Ûmam KmofUm _ nwîq>r H$aVm/H$aVr hÿ± {H$ _ J«mhH$ go ì`{º$jv ê$n go {_bm ` {Zdmg/ H$m`m b` Ho$ nvo na Am a _ BgHo$ Ûmam Bg ~mv H$s nw{ï> H$aVm hÿ {H$ _ Zo _yb XñVmdoOm Ho$ gmw à{v`m gë`m{nv H$s Am a EAmoEµ\$ _oar CnpñW{V _ ^am J`m& _ nw{ï> H$aVm /H$aVr hÿ± {H$ Ho$dmB gr Ho$ g^r XñVmdoO nyao h Am a EAmoEµ\$ _ H$amB JB OmZH$mar go _ob ImVo h. _ BgHo$ Ûmam à_m{uv H$aVm hÿ {H$ Cnamoº$ OmZH$mar gm h & ~mx _ AJa `h JbV nm`m OmVm h Am a ~ H$ H$mo {H$gr ^r YmoImY S>r `m Wm hm{z hmovr h, Vmo _wpo Odm~Xoh R>ham`m Om gh$vm h Am a ~ H$ Ûmam gm_zm H$aZo dmbo {H$gr ^r ZwH$gmZ Ho$ {be _ CÎmaXm`r ahÿ Jm& gmo{gªj E½OrŠ`y{Q>d hñvmja, B grez à~ YH$ gregamonr `m emim à~ YH$ hñvmja, EgEg Z `m B grez Am a emim Jmob _moha Amdí`H$ XñVmdoµO A{Zdm` : nhmmz à_mu*: nvo H$m à_mu*: àw_ AmdoXH EH$ \$moq>moj«mµ\$ (ZdrZV_) n Z H$mS> `m CgH$s AZwnpñW{V _, \$m_ 60 _ KmofUmnÌ nhmmz Ho$ g~yv Ho$ {be H$moB EH$ XñVmdoO (ñdrh$m` XñVmdoOm Ho$ {be gymr XoI ) nvo Ho$ g~yv Ho$ {be H$moB EH$ XñVmdoO (ñdrh$m` XñVmdoOm Ho$ {be gymr XoI ) n Z H$mS > nmgnmoq> S >mbqdj bmbg g _VXmVm/MwZmd nhmmz nì AmYma H$mS >/nì ZaoJm Om ~ H$mS > H$moB XñVmdoO grho$dmb gr H$moS> H$m C oi àë`oh$ XñVmdoO Ho$ gm_zo ~«Ho$Q> _ [H$`m J`m h nmgnmoq> _VXmVm/MwZmd nhmmz nì S >mbqdj bmbg g AmYma H$mS >/nì ZaoJm Om ~ H$mS > H$moB XñVmdoO grho$dmb gr H$moS> H$m C oi àë`oh$ XñVmdoO Ho$ gm_zo ~«Ho$Q> _ [H$`m J`m h *~ H$ H$mo àñvwv {H$E Om gh$zo dmbo XñVmdoOm Ho$ A{YH$ {dh$ën Ho$ {be H $n`m {H$gr ~ H$ A{YH$mar go ~mv H$a & {ÛVr` AmdoXH$ EH$ \$moq>moj«mµ\$ (ZdrZV_) n Z H$mS> `m CgH$s AZwnpñW{V _, \$m_ 60 _ KmofUmnÌ nhmmz Ho$ g~yv Ho$ {be H$moB EH$ XñVmdoO (ñdrh$m` XñVmdoOm Ho$ {be gymr XoI ) nvo Ho$ g~yv Ho$ {be H$moB EH$ XñVmdoO (ñdrh$m` XñVmdoOm Ho$ {be gymr XoI ) n Z H$mS > nmgnmoq> S >mbqdj bmbg g _VXmVm/MwZmd nhmmz nì AmYma H$mS >/nì ZaoJm Om ~ H$mS > H$moB XñVmdoO grho$dmb gr H$moS> H$m C oi àë`oh$ XñVmdoO Ho$ gm_zo ~«Ho$Q> _ [H$`m J`m h nmgnmoq> _VXmVm/MwZmd nhmmz nì S >mbqdj bmbg g AmYma H$mS >/nì ZaoJm Om ~ H$mS > H$moB XñVmdoO grho$dmb gr H$moS> H$m C oi àë`oh$ XñVmdoO Ho$ gm_zo ~«Ho$Q> _ [H$`m J`m h Page 6

7 Zm{_V \$m_ S>rE 1 Ho$ {be nmdvr J«mhH$ H$s à{v h_ ImVm g»`m, h_mao nmg aio JE ImVo go g ~ {YV \$m _ S>rE1 _ AmnHo$ Zm_m H$Z H$mo ñdrh$ma H$aVo h & g X^ g»`m Cn emim à~ YH$ Cn emim à~ YH n OrH$aU {XZm H$ emim H$s Jmob _moha/ _wha nmdvr _ Zo/ h_zo B S> ~ H$ _ Mmby ImVm/~MV ImVm/gmd{Y O_m ImobZo Ho$ {be AmdoXZ {H$`m h & ^wjvmz H$m {ddau Bg àh$ma h : àh$ma: Am gv _m{gh$ eof/ Ì _m{gh$ àdmh j_vm: H$ñQ>_a Zm_ (lr./lr_vr): ZH$X (`): Ûmam ^wjvmz: H $e MoH$ MoH$ Z.: AmdoXZ Z. ~ H$: ~ H$ A[YH$mar H$m Zm_: g«mov H$s g nh $ g»`m: nmdvr {XZm H$: ~MV ~ H$ ImVm g~go _hëdnyu {Z`_ Am a ev]: ~ H$ A[YH$mar H$m hñvmja 1. ~MV ~ H$ ImVo H$m Cn`moJ Ho$db do bozxoz H$aZo Ho$ {be {H$`m OmVm h Omo àh ${V _ J aì`mdgm{`h$/ J adm{upá`h$ h & Bg Vah Ho$ bozxoz `m {H$gr Eogo bozxoz Ho$ K{Q>V hmozo H$s pñw{v _, {Ogo g {X½Y `m Adm N>Zr` _mzm Om gh$vm h, ~ H$ H$ma dmb H$aZo H$m A{YH$ma gwa{jv aivm h O gm dh Cn`wŠV hmo& {~Zm {H$gr ewëh$ Ho$ AZw_o` O_m Am a {ZH$mgr H$s g»`m Am a AZw_o` gr_m go nao g ~ {YV ewëh$ 'à^ma AZwgyMr' _ C{ piv h & 2. H $e {S>nm {OQ> Am a H $e {dxs >m b H$s gw{dym hmo_ ~«m M Ho$ gmwgmw Zm Zhmo_ ~«m M _ h & BZ gw{dymam Ho$ {be {d{eï> ewëh$ 'à^ma AZwgyMr' _ C{ piv h & 3. ~MV ~ H$ ImVm ~ H$ Ûmam noeh$e {H$E JE àë`oh$ CËnmX àh$ma Ho$ {be Am gv _m{gh$ eof/ Am gv Ì _m{gh$ eof/ g ~ Y _yë` ~ZmE aizm {ZYm [av H$aVm h & Am gv _m{gh$ eof/ Ì _m{gh$ eof am{e H$s JUZm _hrzo Ho$ ha {XZ Ho$ A V _ eof am{e H$mo Omo S>H$a Am a _hrzo _ {XZm H$s g»`m go {d^m{ov H$aHo$ H$s OmVr h & ImVo _ Am gv _m{gh$/ Ì _m{gh$ eof H$m J aaiaimd 'à^ma AZwgyMr' _ C{ piv ewëh$m H$mo AmH${f V H$aoJm& 4. J«mhH$ g ~ Y _yë` Ho$ AmYma na {XE JE bm^ 'à^ma AZwgyMr' _ C{ piv h & 5. ~MV ~ H$ ImVo na ã`mo H$m ^wjvmz X {ZH$ CËnmX Ho$ AmYma na {H$`m OmEJm& Ama~rAmB Ûmam Omar gm_mý` {Xem{ZX}em Ho$ ^rva ~ H$ Ûmam V` H$s JB Xa Am a Amd {Îm na ~MV ~ H$ ImVo na ã`mo H$m ^wjvmz {H$`m OmEJm& 6. ~ H$ Ho$ nmg n OrH $V d Y B _ob nvo dmbo J«mhH$m H$mo B ñq>oq>_ Q> àmá hm Jo& AZwamoY na J«mhH$m H$mo {µ\${µoh$b {ddau àxmz {H$E OmVo h & Sw>pßbHo$Q> nmg~wh$, ñq>oq>_ Q>, B Q>aoñQ> g{q >{\$Ho$Q>, _mo~mbb AbQ> Am a Zmo{Q>{\$Ho$eZ Ho$ ewëh$ 'à^ma AZwgyMr' _ C{ piv h & 7. MoH$ ~wh$ Omar H$aZm, MoH$ dmngr ewëh$, B greg [aq>z MmO Am a Eogo ewëh$ 'à^ma AZwgyMr' _ C{ piv h & 8. `h ~ H$ J«mhH$m H$mo n OrH $V AmXmVm H$mo ^wjvmz H$aZo Ho$ {be ~MV ~ H$ ImVo _ gryo So>{~Q> Ho$ {be ñwm`r {ZX}e `m EZEgrEM goq> H$aZo H$s gw{dym àxmz H$aVm h & `h ~ H$ CZ g^r Xmdm Am a _m Jm go Am a CZHo$ à{v j{veyý` _mzm OmEJm Omo ~ H$ H$mo bm^mwu go ñwm`r {ZX}em Ho$ J a{zînmxz `m {ZînmXZ _ Xoar Ho$ {be àmá hmo gh$vo h ImVo _ n`m á YZ H$s AZwnbãYVm Ho$ H$maU `m _ob/ Hy$[a`a godm _ Xoar `m {H$gr H$maU go Omo ^r hm `m {H$gr ^r H$maU go ~ H$ ñwm`r {ZX}em H$mo ñdrh$ma H$aZo _ Ag_W hmozo Ho$ H$maU Am a g^r bmjvm, ewëh$m Am a IMm] go Omo ~ H$ Cg Amoa go H$aZo Ho$ {be bjme Om gh$vo h & 9. J«mhH$m Ho$ nmg {H$gr ^r A{V[aº$ ewëh$ Ho$ {~Zm ImVm H$mo EH$ emim go Xÿgar emim _ ñwmzm V[aV H$aZo H$m {dh$ën h & J«mhH$ ImVm ~ X H$aZo H$m {dh$ën MwZ gh$vm h Am a ImVm ImobZo H$s VmarI go 14 {XZm VH$ H$s Ad{Y _ ImVm ~ X H$aZo H$m ewëh$ {b`m OmEJm, ~mx _ ImVm ~ X hmozo Ho$ ewëh$ 'à^ma AZwgyMr' _ C{ piv {H$`m J`m h & 10. ^mavr` [aµod ~ H$ Ho$ {Xem{ZX}em Ho$ AZwgma, `{X AmnHo$ ImVo _ Xmo gmb H$s Ad{Y Ho$ {be bozxoz homovm h, Vmo AmnHo$ ImVo H$mo {ZpîH«$` _mzm OmEJm& EH$ ~ma ImVm {ZpîH«$` Ho$ ê$n _ djuh $V H$aZo na, ImVo _ {H$gr bozxoz H$s AZw_{V hmojr& AmnH$mo EH$ _mý` nhmmz Am a nvo Ho$ à_mu Ho$ gmw h_mar emim _ OmZm hmojm& `{X XñVmdoµO H«$ nme OmVo h, Vmo ImVo H$mo Am nao{q>d ~Zm`m OmEJm& {ZpîH«$` ImVo H$mo g{h«$` H$aZo H$m H$moB ewëh$ {b`m OmEJm& 11. J«mhH$ H$mo Zmo{Q>g {XE {~Zm, ~ H$ `m CgHo$ EO Q> {H$gr ^r g_` O gm Amdí`H$ hmo J«mhH$ Ûmam AmdoXZ nì (Ìm )/ g ~ {YV XñVmdoOm H$m g X^ / nyn>vmn> Am a Iwbmgm H$a gh$vo h, `m {H$gr H$m ^r {hñgm/ g^r OmZH$mar Ho$ gmw/ H«o${S>Q> ã`yam / gm {d{yh$ {ZH$m`m / {d{z`m_h$ àm{yh$au/ H$mZyZ àdv Z àm{yh$au g{hv OmZH$mar Ho$ gmw gwgp mv, EO {g`m go EŠgM O/ eo`a O gm Amdí`H$ `m Cn`wº$ g_pm Om gh$vm h & `{X J«mhH$ Ûmam H$moB bm^ CR>m`m OmVm h Vmo ~ H$ ~ H$ Jma Q>r/ boq>a Am \$ H«o${S>Q> gw{dym go g ~ {YV OmZH$mar H$m Iwbmgm H$a gh$vm h & J«mhH$ AZw~ Y H$s JmonZr`Vm Am a JmonZr`Vm H$m {deofm{yh$ma N>mo S>Vm h & 12. g^r àmg {JH$ Zr{V`m {Og_ em{_b h J«mhH$m Ho$ {be à{v~õvmam H$s g {hvm Am a {eh$m`v {ZdmaU Zr{V emim Am a ~ H$ H$s do~gmbq> na H$amB OmVr h & 13. So>{~Q> H$mS >/ B Q>aZoQ> ~ qh$j Am a _mo~mbb ~ qh$j gw{dym Cpëb{IV ImVo/ _ S>oQ> YmaH$m H$mo Omar/ gj_ H$s OmEJr, CÝh BgHo$ {be n OrH$aU H$aZm MwZZm Mm{hE Am a CZHo$ _mü`_ go {H$E JE {H$gr ^r bozxoz H$mo ñdmm{bv ê$n go ~ H$ Ho$ gmw ~ZmE JE ImVm _ So>{~Q> H$a {X`m OmEJm& 14. {S>brda `mo½` `{X H$moB hmo, ~ H$ Ho$ nmg ZdrZV_ A{^boIm Ho$ AZwgma, _oqbj/ g Mma nvo na ^oom OmEJm& 15. àmg {JH$ {nz Am a nmgds > H$s gwajm gw{z{üv H$aZm J«mhH$ H$s {Oå_oXmar hmojr& 16. `{X J«mhH$ Ûmam BZ_ go H$moB ^r {ddau AZ{YH $V H${_ `m go gmpm {H$`m OmVm h Vmo ~ H$ H$s H$moB Xo`Vm CËnÞ hmojr& 17. {Z`_m Am a evm]/ à^mam Am a ewëh$m _ {H$gr ^r ~Xbmd Ho$ _m_bo _, ~ H$ AnZo J«mhH$ H$mo g Mma _mos> `mzr EgE_Eg, B _ob `m {µ\${µoh$b nì _ go {H$gr EH$ go 30 {XZ nhbo gy{mv H$aVm h & 18. O_m H$mo {S>nm {OQ> B í`moa g E S> H«o${S>Q> Jma Q>r H$m anmoaoez Am µ\$ B {S>`m (S>rAmB grorgr) Ûmam Xr JB ~r_m `moozm Ho$ VhV H$da {H$`m J`m h Am a àë`oh$ O_mH$Vm H$mo CgHo$ Ûmam aio _yb Am a ã`mo am{e XmoZm Ho$ {be A{YH$V_ é 500,000 (Ho$db nm M bmi é) VH$ H$da {H$`m J`m h Cgr A{YH$ma Am a j_vm _ & ~r_m H$daoO H$s _mìm g{hv {Z`_ Am a ev], g_`g_` na S>rAmB grorgr Ûmam n[adv Z Ho$ AYrZ h & 19. `{X dovz ImVo _ bjmvma 3 _hrzo H$s Ad{Y _ dovz O_m {H$`m OmVm, Vmo J«mhH$ `m CgHo$ g JR>Z H$mo H$moB gymzm {XE {~Zm ~ H$ H$mo dovz ImVo H$s pñw{v H$mo {Z`{_V ~MV ImVo _ ~XbZo Ho$ A{YH$ma gwa{jv h Am a {Z`{_V ~MV ImVo na bmjy hmozo dmbo {Z`_m Am a evm] H$mo ImVo _ pñw{v Ho$ n[adv Z H$s VmarI go bmjy {H$`m OmEJm& Eogo _m_bo O g bar AH$mC Q> H$mo Ho$dmB gr Ny>Q> Ho$ gmw Imobm J`m Wm, ~ H$ Ho$ nmg Ho$dmB gr XñVmdoO _m JZo Am a C{MV Xo`Vm H$m g MmbZ H$aZo H$m A{YH$ma gwa{jv h & 20. Zm~m{bJ ~MV ~ H$ ImVm Imob gh$vm h Am a Bgo àmh ${VH$ Am a/ `m d Y A{^^mdH$ `m AXmbV Ûmam {Z`wŠV g ajh$ Ûmam g Mm{bV {H$`m Om gh$vm h & 21. ~ H$ {~Zm {H$gr gymzm Ho$ {H$gr ^r g_` Cnamoº$ {Z`_m _ H$moB ^r n[adv Z, g emoyz, aô H$aZo H$m A{YH$ma gwa{jv aivm h & ImVm ImobZo dmbm H$moB ^r ì`{º$ ImVm g Mm{bV H$aZo dmbo {Z`_m go ~mü` hmojm& Page 7

8 ^mav {Zdmgr ì`pšvjv ^mavr` ~MV ImVm Ho$ {be ewëh$ H$s gr_m CËnmX lour E/ ~r emim Am gv Amdí`H$ ~ b g (`) lour gr emim ~ b g Ho$ ~Xbo _ gmd{y O_m (`) MoH$ ~wšg (no EQ> nma) ~ H$m Ho$ EQ>rE_ na bozxoz eof A{YgyMZm ZH$X O_m EZB E\$Q>r/ AmaQ>rOrEg Am` E_ nr Eg (ZoQ> ~ qh$j Am a _mo~mbb ~ qh$j) ñq>oq>_ Q> _ MoH$ XoI ES> Am Z \ ${_br EH$mC Q> Šbm{gH$ 10,000 2,500 50,000* 2 à{v gr{_v é 30 à{v gr_m go D$na à^m` àr{dboo 10,000 5,000 2,00,000** 2 à{v gr{_v é 30 à{v gr_m go D$na à^m` àr{dboo _ Šg 20,000 20,000 2,00,000 gr{_v é 30 à{v _ pšg_m 20,000/ 40,000** é 30 à{v AJa ~ b g _oýq>oz hmo 2 ImVo {Xdm (_{hbm) 20,000/ 40,000** 5,00,000 é 30 à{v AJa ~ b g _oýq>oz hmo 2 ImVo gr{z`a _ pšg_m 20,000 / 40,000** 5,00,000 é 30 à{v AJa ~ b g _oýq>oz hmo 2 ImVo {gbošq> 50,000/ 1,00,000** 10,00,000 4 ImVo EŠgŠby{gd 1,00,000/ 2,00,000** 20,00,000 6 ImVo àr{dboo ßbg {Z{X îq> ñwmzm na hr h # Hw$N> AY ehar/ ** J«m_rU ñwmzm na Am gv ~ b g *Ho$db H $Q> Ho$ {be& H $Q> Ho$ {be gr **1 bmi& d[aîq> {deofm{yh$ma Ho$ {be gr Am a 2.5 bmi +_m{gh$ gr_m 2 bmi é VH$ `m {nn>bo _hrzo Ho$ ~ b g go 5 JwZm& gr_m AJa ~ b g _oýq>oz Z hmo& {S>µ\$m ëq> H$mS> H$mS> H$mS> ßbg ßbg ßbg dmcma Ho$ gmw H$mS> dës > [gbošq> dës > EŠgŠby[gd B í`moa g H$s_V ` 249 ` 249 ` 249 ` 249 ` 500 {\$ë_ {Q>H$Q²>g>* bm H$a {H$amE _ Ny>Q> S>o{S>Ho$Q>oS> AmaE_ S>moa ñq>on godm 3 à{v 1 à{v _mh 35% nhbo gmb Ho$ {be 1 à{v _mh 35% nhbo gmb Ho$ {be 35% nhbo gmb Ho$ {be 3 à{v 50% VH$ AJbo gmb Ho$ {be 3 à{v 100% VH$ nhbo gmb Ho$ {be * arxr Ho$ {be S>o{~Q> H$mS> Cn`moJ H$aZo na EH$ na EH$ AÚVZrH $V EgAmogr Ho$ [be H $n`m na OmE * BS>gB S> ~ H$ Ho$ ~MV ImVo Ho$ bm^ Money AnZo ~MV ImVo na AmH$f H$ ã`mo Xa H$m bm^ b & AnZr ng X H$m ~ H$ ImVm Z ~a b & EQ>rE So>{~Q> H$mS > Ho$ BñVo_mb Am a AmnH$s µ IarXmar na [adms> nm BÝQ²>g& h_mao EQ>rE_ go 100, 500 Am a 1,000 é Ho$ ZmoQ>m Ho$ {_lu go MwZ & AnZo ~ H$ ñq>oq>_ Q> _ Omar {H$E hwe MoH$m Ho$ {MÌ nmbe& gryo µ\$moz ~ qh$j Ep½µOŠ`y{Q>d go ~mv H$s{OE& Page 8