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1 λ ¼»² Ûª «±² êïë Éò îï Í»» Ý ½» Ù»»» ÝÑ èðêí Í«¾»½ Ð ±» ß¼¼» Û ³»¼ Ó µ» Ê æ ²»½ ±² Ì»æ Ð ±» ݱ²¼ ±²æ üíïðôððð ðèñîéñîðïî Û» ± л»¼ Ú± æ л»¼ Þ æ

2 Í«¾»½ Ð ±» ²º± ³ ±² Ð ±» Ì» Ð ±» Í» ÙÔß Ç» Þ«Ô± Í» ѽ½«²½ Þ± ±» Ò ³» Ñ ²» Ò ³» ݲ Ô»¼ Ô Ü» Ô Ð ½» î Í ± íôðé ïççë ðòê Ñ ²» ßÒÌØÑÒÇ ßÒÜ ÔÇÒÛÌÌÛ Ò± Ô»¹ Ü» ½ ±² ÙÎ ÙßÚïóï Ôï ÞÔÕï ÙÎÛÇÍÑÒÌ ßÌ ÚÑÈØ ÔÔ ß»»¼ Ô ²¼ Ê ß»»¼ ³ ±ª»³»² Ê Ì± ß»»¼ Ê Ü» ß»»¼ Ç» Ì» Û ò Ó±² λ² ß» Í»½ ÓÔÍ ý Ô ²¹ ß¹»²½ Ô ²¹ Ð ±²» Ó µ» Ì»²¼ üéðôððð üîéðôíè üíðôíè ðïñðïñîðïï üîôðéòðð üîôîðð Ç» Í ¾» Í«¾»½ Ð ±» Í» Ø ± Í» Ü» Í» Ð ½» Ô Ü» Ô Ð ½» Í«¾»½ ݱ²¼ ±² ²º± ³ ±² ݱ²¼ ±² ݱ²¼ ±² Þ» ± ߪ¹ò Ç» Ò± Ü»º»»¼ Ó ²»² ²½» Ç» Ò± α±º Ó ²¹ñÜ ³ ¹» Ç» Ò± É ²¼± Ó ²¹ Ç» Ò± ܱ± Ó ²¹ Ç» Ò± Í ¼ ²¹ Ó ²¹ Ç» Ò± Ѿª ±«Í «½ «Ü ³ ¹» Ç» Ò± Ê ¾» Ú» Ü ³ ¹» Ç» Ò± É» Ü ³ ¹» Ç» Ò± Í«¾»½ ݱ²º± ³ ± Ò» ¹ ¾± ±±¼ Ç» Ò± ½±²¼ ±²ô ²± ²±»¼ ¼ ³ ¹»ò Í«¾»½ ½±²º± ³ ±» ò ݱ³³»² ±² Í«¾»½ Ð ±» É» ³ ² ²»¼ ô ²± ²±»¼ ¼ ³ ¹»ò

3 Ó µ» Ü Ú» Í«¾»½ Í» ï Í» î Í» í ß¼¼» Ý Í» ñ Æ Ð ± ³ ± Í«¾ ò Ù»»» ÝÑ èðêí Ù»»» ÝÑ ðòèç èðêí Ù»»» ÝÑ ðòî èðêí Ù»»» ÝÑ îòé èðêí Í«¾¼ ª ±² Ü Í±«½» Ð ±» Ì» Ò«³¾» ±º ˲ Ð ±» Í» Ô±½ ±² ñ Ê» Ç» ޫݱ²¼ ±² ÙÎÛÇÍÌÑÒÛ ßÌ ÓÔÍ ï î Í ± Ì ½ ïççë Ñ» ÓÔÍ ï î Í ± Ì ½ ïççï Í ³» ÓÔÍ ï î Í ± Ì ½ ïçèç Ñ» ÓÔÍ ï ïòë Í ± Ì ½ îððï α±³ ݱ«² ̱ ñþ»¼ñþ ÙÔß Þ»³»² è íôðé ïéíð íòë è îôéëê ïíêð í îòë ç îôèëç ïïèð îòë è îôçè ïçç í îòë Ý Í ± ¹» Ô± Í» Í» Ü» Í» Ð ½» Ð ½» ñ Í ò Ú ò ÜÑÓ Ý±³ ¾ ± Í«¾»½ Ì» ±º Ì ² ½ ±² í ßÌÌßÝØÛÜ ðòê üïðï Ú Ó µ» í ßÌÌßÝØÛÜ ðòë ðéñîéñîðïî üîééôëðð üïðð í ²º» ± ÎÛÑ î ßÌÌßÝØÛÜ ðòîë ðèñðîñîðïî üîèçôçðð üïðï ïë ²º» ± Ú Ó µ» í ßÌÌßÝØÛÜ ðòîí ðëñîçñîðïî üíïëôððð üïðê í Í ³ Ú Ó µ» ݱ³³»² êïë Éò îï Í»» Ý ½» ëëéï É îë Í îíïç ë ߪ» ééïî É ïç Í Í» ï ݱ³ ¾» ±»ô ²º» ± ÙÔßò Ô±½»¼ ² ½±³» ²¹» ±º ³» ò Í» î Í ³» ²» ¹ ¾± ±±¼ô ½ ±» ± ¼ ½±³ ±º ³ ÙÔßò ²º» ± ±»ô ½ ± ¹»ò Í» í ݱ³ ¾» ±½ ±² ±º ³» ò Í ³» ¹ ¹» ½±«² ô ³ ¹ ± ª ²¹» ò

4 Ó µ» Ü Ú» Í«¾»½ Ô ²¹ ï Ô ²¹ î Ô ²¹ í ß¼¼» Ý Í» ñ Æ Ð ± ³ ± Í«¾ ò Ù»»» ÝÑ èðêí Ù»»» ÝÑ ïòíî èðêí Ù»»» ÝÑ ïòðè èðêí Ù»»» ÝÑ ïòîè èðêí Í«¾¼ ª ±² Ü Í±«½» Ð ±» Ì» Ò«³¾» ±º ˲ Ð ±» Í» Ô±½ ±² ñ Ê» Ç» ޫݱ²¼ ±² ÙÎÛÇÍÌÑÒÛ ßÌ ÓÔÍ ï î Í ± Ì ½ ïççë Ñ» ÓÔÍ ï î Í ± Ì ½ îððï Ñ» ÓÔÍ ï î Í ± Ì ½ ïçç Ñ» ÓÔÍ ï î Í ± Ì ½ ïççé α±³ ݱ«² ̱ ñþ»¼ñþ ÙÔß Þ»³»² è íôðé ïéíð íòë è îôèëï ïèè í íòë è îôçéè ïëëï í îòë è îôèé ïïé îòë Ý Í ± ¹» Ô± Í» Ñ ¹ ² Ô Ð ½» ݲ Ô Ð ½» Ð ½» ñ Í ò Ú ò ÜÑÓ Ý±³ ¾ ± Í«¾»½ Ì» ±º Ì ² ½ ±² í ßÌÌßÝØÛÜ ðòê üïðï Ú Ó µ» í ßÌÌßÝØÛÜ ðòêê üíéçôððð üíéíôðð üïíð êî Í ± Ú Ó µ» í ßÌÌßÝØÛÜ ðòéç üíèçôçðð üíéôçðð üïîë íçî Í ± Ú Ó µ» í ßÌÌßÝØÛÜ ðòíí üïçôçðð üíéçôçðð üïíí îðí Í ³ Ú Ó µ» ݱ³³»² êïë Éò îï Í»» Ý ½» îðïé êï ߪ» ëêíç É îê Í Î¼ îïïð êï ߪ» Ô ²¹ ï ݱ³ ¾» ª ²¹» ô ± ±»ò Ô±½»¼ ² ²» ±º ³» ²¼ ³»²» ò Ô ²¹ î ݱ³ ¾» ±½ ±² ±º ³» ò Í ± ±»ò Ì» ±»» ± ¾» ±ª» ½»¼ ± ² ¾» ½» ª» ÜÑÓò Ô ²¹ í ݱ³ ¾» ±½ ±² ±º ³» ò Ì» ±»» ± ¾» ±ª» ½»¼ ± ² ¾» ½» ª» ÜÑÓò

5 Ò» ¹ ¾± ±±¼ ²º± ³ ±² Ô±½ ±² Ó µ» Ì»²¼ û Ý ²¹» Ó µ» ²¹ Ì ³» ý ±º ݱ³» ²¹ Ô ²¹ ݱ³ Î ²¹» Ô± ݱ³ Î ²¹» Ø ¹ Ò» Ø ¹ Í«¾«¾ ² Í ¾» ð çð ïï üîééôëðð üíéçôçðð Ç» Ò± Ò» Πα ¼ Ç» Ò± ˲¼» Ú ¹ Ð Ç» Ò± Ò» É» Ú ½ Ç» Ò± б» Ô ²» Ѫ»» ¼ Ç» Ò± 못 ݱ³³»² Ü ²½» ± ½±³» ²¼»¼ ¼ ± ³»¼ ²«³¾» ±º ±»» ³ ¹ ± ª ²¹»» «¾»½ ò ß ½±³ ¾»» ±½»¼ ² ³» ²¼ ±«¼» ±» ³»» ±º ¾ ò Ì» º ² ½±²½ «±²»» ±² ¾» ²¼» «±»¼ò ݱ³³»² Ò» ¹ ¾± ±±¼ ݱ³³»² Í«¾»½ ²» ¹» µ ²¼ ½ ±± ±» É» ò Ò± ²±»¼ ¼ª»»»» ² ²º ²½» ò ݱ²½ «±² Í«³³ Ó±» ¹ ¾»»² ¹ ª»² ±» ± ¼ ½±³ ò Ì» ½±³ ª» ¹ ÜÑÓ»» ±ª» ½»¼ô ²¼ ª» ¾»»² ¹ ª»² ³»¼ ½±² ¼» ±² º±» ±²ò

6 Residential Evaluation Report ABOUT THIS REPORT The Residential Evaluation report is the result of a specific Scope of Work which is described on this page. It is subject to the Statement of Limiting Conditions which follows. The information contained in this report was obtained from sources deemed to be reliable including multiple listing services, public records, property owners and real estate professionals, but cannot be guaranteed. As part of the scope of work for this assignment, there may or may not have been any type of inspection performed on the property being valued. The client has reviewed the Scope of Work and deemed it to be appropriate for this assignment. The client has reviewed this document and understands there is no warranty or guarantee attached to this report for items which would fall outside the defined scope of work. By using this report the client acknowledges its limitations and acceptance of these conditions. SCOPE OF WORK AND REPORTING PROCESS This report is a real property investment review that provides an advisory opinion analysis of value for internal underwriting purposes only. This report does NOT constitute an appraisal, appraisal review or an appraisal consulting assignment as defined by the Uniform Standards of Professional Appraisal Practice *USPAP). The intent of the report is to provide support for the client in the analysis of the propertys estimated value conclusion provided by a real estate professional, and does not fall within the scope of appraisal practices as defined by USPAP. At a minimum, the report provides a real estate professionals estimate of the propertys market value based upon an exterior inspection of the property as well as analysis of the actual physical condition and characteristics and economic and local market conditions. REO Nationwide conducts a Quality Control review process on the report that includes verification of subject property and neighborhood characteristics; listing history; market trends; comparable data review. DEFINITION OF MARKET VALUE The most probable price which a property should bring in a competitive and open market under all conditions requisite to a fair sale, the buyer and seller, each acting prudently, knowledgeably, and assuming the price is not affected by undue stimulus. Implicit in this definition is the consummation of a sale as of a specified date and the passing of title from seller to buyer under conditions whereby: (1) buyer and seller are typically motivated; (2) both parties are well informed or well advised, and each acting in what he considers his own best interest; (3) a reasonable time is allowed for exposure in the open market; (4) payment is made in terms of cash in U.S. dollars or in terms of financial arrangements comparable thereto; (5) the price represents the normal consideration for the property sold unaffected by special or creative financing or sales concessions granted by anyone associated with the sale. Source: Definition of market value required for a federally related transaction as required by 12C.F.R. Part 34.42(g); 55 Federal Register 34696, August 24, 1990, as amended at 57 Federal Register 12202, April 9, 1992; 59 Federal Register 29499, June 7, 1994.

7 INTENDED USE OF THE REPORT The purpose of the report is to assist the client listed on page one of the Residential Evaluation report in collateral evaluation. The report provides the client information and data to support a property valuation. The information contained in the report is based upon sources considered reliable and believed to be true and correct. REO Nationwide does not assume responsibility for the accuracy of items that were furnished by other parties. 1. There is a physical exterior inspection of the subject property in the report, however, REO Nationwide does not guarantee or warranty expressed or implied, the condition of the property including improvements, site and/or the existence of structural or environmental defects. 2. REO Nationwide is not responsible for matters of a legal nature that affect either the subject property or title to it. 3. REO Nationwide will not disclose the content of the report except as permitted by the client. SIGNATURE The Residential Evaluation report has been electronically signed by the preparer as stated below, and is represented by the preparers initials located in the box labeled Digital Signature. Digital Signature: Preparers Name: Preparers Contact: Phone: Preparers Years of Experience: Preparers Qualifications:

8 4615 W. 21st Street Circle, Greeley CO BORROWER LOAN WORK ORDER REFERENCE íëíêéê ÛÊßÔËßÌÑÎ ÍÛÝÌ ÑÒ

9 4615 W. 21st Street Circle, Greeley CO BORROWER LOAN WORK ORDER REFERENCE íëíêéêð Í ÍËÞÖÛÝÌ ó êïë Éò îï Í»» Ý ½» Íï ÝÑÓÐ ÍßÔÛ ï ó ëëéï É îë Í øý ½¼ ¼ ²½»æ ðòèç ³» Íî ÝÑÓÐ ÍßÔÛ î ó îíïç ë ߪ» øý ½¼ ¼ ²½»æ ðòîð ³» Íí ÝÑÓÐ ÍßÔÛ í ó ééïî É ïç Í øý ½¼ ¼ ²½»æ îòéð ³» Ôï ÝÑÓÐ Ô ÍÌ ï ó îðïé êï ߪ» øý ½¼ ¼ ²½»æ ïòíî ³» Ôî ÝÑÓÐ Ô ÍÌ î ó ëêíç É îê Í Î¼ øý ½¼ ¼ ²½»æ ïòðè ³» Ôí ÝÑÓÐ Ô ÍÌ í ó îïïð êï ߪ» øý ½¼ ¼ ²½»æ ïòîè ³»

10 4615 W. 21st Street Circle, Greeley CO BORROWER LOAN ÍËÞÖÛÝÌ ÚÎÑÒÌ Ê ÛÉ WORK ORDER REFERENCE íëíêéêð Ð ± ± µ»² ±² ðèñîîñîðïîò ÍËÞÖÛÝÌ Í ÜÛ Ê ÛÉ ÍËÞÖÛÝÌ ÒÛ ÙØÞÑÎØÑÑÜ Ê ÛÉ

11 4615 W. 21st Street Circle, Greeley CO BORROWER LOAN ÍËÞÖÛÝÌ ßÜÜÎÛÍÍ ÊÛÎ Ú ÝßÌ ÑÒ WORK ORDER REFERENCE íëíêéêð ÍËÞÖÛÝÌ ÑÌØÛÎ ÍÌÎÛÛÌ Ê ÛÉ ÍËÞÖÛÝÌ ÑÌØÛÎ Î ÙØÌ Í ÜÛ

12 4615 W. 21st Street Circle, Greeley CO BORROWER LOAN ÍËÞÖÛÝÌ ÑÌØÛÎ WORK ORDER REFERENCE ÎÛßÎ Ê ÛÉ íëíêéêð ÍËÞÖÛÝÌ ÑÌØÛÎ ÍÌÎÛÛÌ Í ÙÒ ÝÑÓÐ ÍßÔÛ ï ÚÎÑÒÌ Ê ÛÉ

13 4615 W. 21st Street Circle, Greeley CO BORROWER LOAN ÝÑÓÐ ÍßÔÛ î ÚÎÑÒÌ Ê ÛÉ WORK ORDER REFERENCE íëíêéêð ÝÑÓÐ ÍßÔÛ í ÚÎÑÒÌ Ê ÛÉ ÝÑÓÐ Ô ÍÌ ÒÙ ï ÚÎÑÒÌ Ê ÛÉ

14 4615 W. 21st Street Circle, Greeley CO BORROWER LOAN ÝÑÓÐ Ô ÍÌ ÒÙ î ÚÎÑÒÌ Ê ÛÉ WORK ORDER REFERENCE íëíêéêð ÝÑÓÐ Ô ÍÌ ÒÙ í ÚÎÑÒÌ Ê ÛÉ

15 4615 W 21st Street Cir, Greeley, CO , Weld County Owner Information Owner Name (Last, First): Belfiore Anthony G Tax Billing Zip+4: 3277 Owner Name 2: Belfiore Lynette A Owner Occupied: Yes Tax Billing Address: 4615 W 21st Street Cir Owner Last Name: Belfiore Tax Billing City & State: Greeley, CO DNC No Call Flag: Y Tax Billing Zip: Spouse First Name: Lynette Location Information Subdivision: Greystone At Foxhill Range: 66 Census Tract: Section: 14 Carrier Route: C052 County Use Code: Single Fam Res Improvemnts Township Range Sect: Situs Zip Code: Township: 05 Tax Information Realist Tax ID: R Land Assessment: $70,000 Realist Alt APN: Improved Assessment: $270,348 Realist PIN: R Market Value: $340,348 Tax Year: 2011 % Improved: 79% Taxes: $2,074 Tax Area: 0600 Assessment Year: 2012 Lot Number: 14 Total Actual Value: $340,348 Block ID: 1 Total Assessed Value: $27,090 Legal Description: GR GAF1-14 L14 BLK1 GREYSTONE AT FOXHILL Assessment & Tax Assessment Year Assessed Value Change $ $0 -$3,440 Assessed Value Change % 0% % Market Value - Total $340,348 $340,348 $383,576 Market Value - Land $70,000 $70,000 $75,000 Market Value - Improved $270,348 $270,348 $308,576 Total Tax Tax Year YOY Tax Change ($) YOY Tax Change (%) $2, $2, $ % $2, $ % Characteristics Land Use: SFR Half Baths: 1 Finished Sq Ft: Tax: 3,047 MLS: 3,100 Bath Fixtures: 26 Gross Area: Tax: 5,681 MLS: 4,850 Cooling Type: Central Lot Acres: Porch: Open Slab Lot Area: 20,115 Garage Type: Attached Garage Basement Type: Tax: Unfinished MLS: Full Garage Capacity: 3 Basement Total Basement SqFt: 1,730 Garage SqFt: 904 Style: Unknown Roof Material: Wood Shake Stories: 2 Construction: Frame Condition: Average Interior Wall: Drywall Quality: Good Exterior: Frame Total Rooms: 11 Floor Cover: Type Unknown Bedrooms: Tax: 5 MLS: 4 Year Built: 1995 Total Baths: 3 Above Gnd Sq Ft: 3,047 Full Baths: 3 Features Property Detail Page 1 of 2

16 Feature Type Size/Qty Year Built î Í ± íôðé ïççë Listing Information MLS Listing Number: Current Listing Price: $395,000 MLS Status: Withdrawn MLS Listing # MLS Status Market Sale & Sale History Withdrawn Recording Date: 01/26/1995 Owner Name (Last, First): Belfiore Anthony G Sale Price: $43,000 Owner Name 2: Belfiore Lynette A Document Number: Price Per Square Feet: $14.11 Deed Type: Deed (Reg) Recording Date 01/26/1995 Sale Price $43,000 Buyer Name Buyer Name 2 Document Number Document Type Mortgage History Belfiore Anthony G & Lynette A Belfiore Lynette A Deed (Reg) Mortgage Date 03/14/ /03/ /27/ /03/ /02/2004 Mortgage Amount $400,000 $50,000 $400,000 $150,000 $150,000 Mortgage Lender Cherry Creek Mtg Bank Of Choice Greeley Bank Of Choice Union Colony Bk Union Colony Bk Mortgage Code Conventional Conventional Conventional Conventional Conventional Mortgage Date 09/12/ /10/2003 Mortgage Amount $100,000 $174,000 Mortgage Lender Union Colony Bk New Frontier Bk Mortgage Code Conventional Conventional Property Detail Page 2 of 2